- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	142
AMPL	0	0	0	142
Arman	41,500	529,107,000	1	142
Arohan	43,500	8,091,000	2	142
ASA INDIA	164,000	15,380,000	1	142
Asirvad	113,500	19,328,000	1	142
Asmitha	1,114,800	217,867,000	1	142
Bandhan	4,048,600	674,564,000	5	142
Belstar	123,000	23,945,000	2	120
BSFL	275,200	31,590,000	3	142
Chaitanya	20,700	3,748,000	3	142
Disha Microfin	69,000	14,332,000	2	142
Equitas	1,220,000	186,415,000	4	142
ESAF	354,200	43,500,000	5	142
FFSL	150,600	35,719,000	2	142
Fusion	66,800	9,820,000	2	142
Grama Vidiyal	738,200	102,101,000	1	142
Grameen Koota	586,600	83,555,000	15	144
Janalakshmi	506,000	119,077,000	2	142
L & T Finance	399,800	37,199,000	1	142
MFL	331,800	49,083,000	1	142
MMFL	175,000	23,752,000	2	142
Mpower	13,600	2,263,000	2	142
Sahayata	0	0	0	142
Saija	24,700	4,682,000	2	142
Samasta	45,500	4,809,000	2	142
Satin	405,600	90,174,000	2	142
SCCI	115,600	15,910,000	2	142
Share	2,195,400	376,727,000	1	142
SKS	3,409,000	355,029,000	2	142
SMILE	360,200	56,927,000	1	142
SNFL	9,400	1,779,000	1	142
Sonata Finance	158,200	22,724,000	3	144
Spandana	533,400	147,240,000	2	142
Suryoday	78,600	14,713,000	3	142
SVCL	118,200	18,886,000	1	142
Swadhaar	92,800	17,166,000	3	142
Trident	68,700	8,852,000	1	142
Ujjivan	913,300	160,848,000	5	142
Utkarsh	168,600	25,915,000	3	142
VFS	175,400	19,264,000	2	142
Asomi	50,300	4,743,000	2	174
AES India	3,600	286,000	1	174
Arth	2,900	611,000	2	174
Asomi	50,300	4,743,000	2	174
Barasat GS	1,100	99,508.02	1	174
BJS	6,000	468,000	1	174
Cashpor	417,000	50,452,000	1	173
Credible	10,000	1,669,540.36	2	174
DIBAKAR	1,800	145,000	1	173
GOF	65,200	5,388,000	4	173
Hope	62,600	4,407,000	1	171
Jaago	2,700	237,000	1	172
LOK	4,900	573,000	1	173
Nano	25,600	3,660,000	2	174
NBSAAVS	28,100	2,821,000	1	171
Nirantara	8,200	917,000	2	173
Parama	7,100	482,000	1	173
Pragathi	26,200	4,579,000	6	173
PWMACS	36,500	5,946,000	1	173
Saadhana	90,900	12,046,000	2	173
Sambhav	1,500	183,000	3	173
Seba Rahara	6,700	468,000	1	173
SU	61,100	5,498,000	1	173
Swayanshree	7,900	918,000	2	173
Vikas Samiti	1,600	168,000	1	173
Vistaar	4,300	1,157,000	2	171
We The People	1,100	244,000	2	173
WEMCS	1,100	85,000	1	173
Yukti	1,100	99,000	2	173

Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Negros Women for Tomorrow Foundation, Inc. 102 San Sebastian, Verbena Sts.Bacolod City, Negros Occidental6100

Data approved: 2011-11-15

Data version: 1

Age of data: 161 months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://www.nwtf.ph/
Year established	1984
Head of Institution	Dr. Cecilia D. del Castillo
Regions active
# Branches	50

Total Portfolio (nat'l)	PhP 607,833,441
Total Portfolio (USD)	USD 14,541,469.88
Active clients with loans	98,363
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations
Funders

Loan Products » Summary

General

96,603 Borrowers

USD 11,887,559.81 Portfolio

Active Product

Green

2,000 Borrowers

USD 45,454.55 Portfolio

Active Product

Individual

1,760 Borrowers

USD 222,488.04 Portfolio

Active Product

Special

5,000 Borrowers

USD 428,229.67 Portfolio

Active Product

Asset

200 Borrowers

USD 114,832.54 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
General Loan	PHP 1,000 - 30,000	3 - 12	80% - 100%	20% - 40%	Business	Women	Group Mtgs, Credit Ins, Business Training, Other Training, Insurance - life, accident, burial assistance for member & family, Savings / Medical and dental missions
Green Loan	PHP 1,800 - 3,400	6 - 12	80% - 100%	0% - 20%	Business, Housing, Consumer	Women, Men, Have business, Have home or land	Tech Asst Visits
Individual Loan	PHP 30,000 - 150,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Have business
Special Loan	PHP 1,000 - 150,000	3 - 36	80% - 100%	0% - 20%	Business, Housing, Education	Women, Have business
Special Loan - Asset Acquisition Loan	PHP 30,000 - 150,000	12 - 36	80% - 100%	0% - 20%	Business, Productive assets	Women, Men, Have business

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
General Loan	30.0% annual, Flat	2 Fees	1 Ins	None	5.0% upfront 1.00 ongoing	69.7% - 85.6%	97.2% - 118.7%	27
Green Loan	30.0% annual, Flat	2 Fees	0 Ins	None	N/A	86.3% - 87.3%	87.2% - 88.2%	34
Individual Loan	30.0% annual, Flat	2 Fees	1 Ins	None	5.0% upfront 1.00 ongoing	70.1% - 87.6%	81.2% - 101.6%	33
Special Loan	30.0% annual, Flat	2 Fees	0 Ins	None	10.0% upfront	67.2% - 85.6%	67.2% - 85.9%	41
Special Loan - Asset Acquisition Loan	30.0% annual, Decl Bal	2 Fees	0 Ins	None	10.0% upfront	52.1% - 63.4%	59.6% - 74.7%	47

Institution Price Graph

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Key Statistics
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% Products with compulsory deposits

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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

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