- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	136
AMPL	0	0	0	136
Arman	41,500	529,107,000	1	136
Arohan	43,500	8,091,000	2	136
ASA INDIA	164,000	15,380,000	1	136
Asirvad	113,500	19,328,000	1	136
Asmitha	1,114,800	217,867,000	1	136
Bandhan	4,048,600	674,564,000	5	136
Belstar	123,000	23,945,000	2	115
BSFL	275,200	31,590,000	3	136
Chaitanya	20,700	3,748,000	3	136
Disha Microfin	69,000	14,332,000	2	136
Equitas	1,220,000	186,415,000	4	136
ESAF	354,200	43,500,000	5	136
FFSL	150,600	35,719,000	2	136
Fusion	66,800	9,820,000	2	136
Grama Vidiyal	738,200	102,101,000	1	136
Grameen Koota	586,600	83,555,000	15	138
Janalakshmi	506,000	119,077,000	2	136
L & T Finance	399,800	37,199,000	1	136
MFL	331,800	49,083,000	1	136
MMFL	175,000	23,752,000	2	136
Mpower	13,600	2,263,000	2	136
Sahayata	0	0	0	136
Saija	24,700	4,682,000	2	136
Samasta	45,500	4,809,000	2	136
Satin	405,600	90,174,000	2	136
SCCI	115,600	15,910,000	2	136
Share	2,195,400	376,727,000	1	136
SKS	3,409,000	355,029,000	2	136
SMILE	360,200	56,927,000	1	136
SNFL	9,400	1,779,000	1	136
Sonata Finance	158,200	22,724,000	3	138
Spandana	533,400	147,240,000	2	136
Suryoday	78,600	14,713,000	3	136
SVCL	118,200	18,886,000	1	136
Swadhaar	92,800	17,166,000	3	136
Trident	68,700	8,852,000	1	136
Ujjivan	913,300	160,848,000	5	136
Utkarsh	168,600	25,915,000	3	136
VFS	175,400	19,264,000	2	136
Asomi	50,300	4,743,000	2	169
AES India	3,600	286,000	1	169
Arth	2,900	611,000	2	169
Asomi	50,300	4,743,000	2	169
Barasat GS	1,100	99,508.02	1	169
BJS	6,000	468,000	1	169
Cashpor	417,000	50,452,000	1	168
Credible	10,000	1,669,540.36	2	169
DIBAKAR	1,800	145,000	1	168
GOF	65,200	5,388,000	4	168
Hope	62,600	4,407,000	1	166
Jaago	2,700	237,000	1	167
LOK	4,900	573,000	1	168
Nano	25,600	3,660,000	2	169
NBSAAVS	28,100	2,821,000	1	166
Nirantara	8,200	917,000	2	168
Parama	7,100	482,000	1	168
Pragathi	26,200	4,579,000	6	168
PWMACS	36,500	5,946,000	1	168
Saadhana	90,900	12,046,000	2	168
Sambhav	1,500	183,000	3	168
Seba Rahara	6,700	468,000	1	168
SU	61,100	5,498,000	1	168
Swayanshree	7,900	918,000	2	168
Vikas Samiti	1,600	168,000	1	168
Vistaar	4,300	1,157,000	2	166
We The People	1,100	244,000	2	168
WEMCS	1,100	85,000	1	168
Yukti	1,100	99,000	2	168

Please note that the information you are viewing is 156 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Negros Women for Tomorrow Foundation, Inc. 102 San Sebastian, Verbena Sts.Bacolod City, Negros Occidental6100

Data approved: 2011-11-15

Data version: 1

Age of data: 156 months

Download Data

Analyze Data

Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://www.nwtf.ph/
Year established	1984
Head of Institution	Dr. Cecilia D. del Castillo
Regions active
# Branches	50

Total Portfolio (nat'l)	PhP 607,833,441
Total Portfolio (USD)	USD 14,541,469.88
Active clients with loans	98,363
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations
Funders

Loan Products » Summary

General

96,603 Borrowers

USD 11,887,559.81 Portfolio

Active Product

Green

2,000 Borrowers

USD 45,454.55 Portfolio

Active Product

Individual

1,760 Borrowers

USD 222,488.04 Portfolio

Active Product

Special

5,000 Borrowers

USD 428,229.67 Portfolio

Active Product

Asset

200 Borrowers

USD 114,832.54 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
General Loan	PHP 1,000 - 30,000	3 - 12	80% - 100%	20% - 40%	Business	Women	Group Mtgs, Credit Ins, Business Training, Other Training, Insurance - life, accident, burial assistance for member & family, Savings / Medical and dental missions
Green Loan	PHP 1,800 - 3,400	6 - 12	80% - 100%	0% - 20%	Business, Housing, Consumer	Women, Men, Have business, Have home or land	Tech Asst Visits
Individual Loan	PHP 30,000 - 150,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Have business
Special Loan	PHP 1,000 - 150,000	3 - 36	80% - 100%	0% - 20%	Business, Housing, Education	Women, Have business
Special Loan - Asset Acquisition Loan	PHP 30,000 - 150,000	12 - 36	80% - 100%	0% - 20%	Business, Productive assets	Women, Men, Have business

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
General Loan	30.0% annual, Flat	2 Fees	1 Ins	None	5.0% upfront 1.00 ongoing	69.7% - 85.6%	97.2% - 118.7%	27
Green Loan	30.0% annual, Flat	2 Fees	0 Ins	None	N/A	86.3% - 87.3%	87.2% - 88.2%	34
Individual Loan	30.0% annual, Flat	2 Fees	1 Ins	None	5.0% upfront 1.00 ongoing	70.1% - 87.6%	81.2% - 101.6%	33
Special Loan	30.0% annual, Flat	2 Fees	0 Ins	None	10.0% upfront	67.2% - 85.6%	67.2% - 85.9%	41
Special Loan - Asset Acquisition Loan	30.0% annual, Decl Bal	2 Fees	0 Ins	None	10.0% upfront	52.1% - 63.4%	59.6% - 74.7%	47

Institution Price Graph

Click to view Price Analysis Tool

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞

Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

Learn More

MFTransparency News

Explore Resources