Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Adhikar | 35,300 | 2,674,000 | 1 | 136 |
AMPL | 0 | 0 | 0 | 136 |
Arman | 41,500 | 529,107,000 | 1 | 136 |
Arohan | 43,500 | 8,091,000 | 2 | 136 |
ASA INDIA | 164,000 | 15,380,000 | 1 | 136 |
Asirvad | 113,500 | 19,328,000 | 1 | 136 |
Asmitha | 1,114,800 | 217,867,000 | 1 | 136 |
Bandhan | 4,048,600 | 674,564,000 | 5 | 136 |
Belstar | 123,000 | 23,945,000 | 2 | 115 |
BSFL | 275,200 | 31,590,000 | 3 | 136 |
Chaitanya | 20,700 | 3,748,000 | 3 | 136 |
Disha Microfin | 69,000 | 14,332,000 | 2 | 136 |
Equitas | 1,220,000 | 186,415,000 | 4 | 136 |
ESAF | 354,200 | 43,500,000 | 5 | 136 |
FFSL | 150,600 | 35,719,000 | 2 | 136 |
Fusion | 66,800 | 9,820,000 | 2 | 136 |
Grama Vidiyal | 738,200 | 102,101,000 | 1 | 136 |
Grameen Koota | 586,600 | 83,555,000 | 15 | 138 |
Janalakshmi | 506,000 | 119,077,000 | 2 | 136 |
L & T Finance | 399,800 | 37,199,000 | 1 | 136 |
MFL | 331,800 | 49,083,000 | 1 | 136 |
MMFL | 175,000 | 23,752,000 | 2 | 136 |
Mpower | 13,600 | 2,263,000 | 2 | 136 |
Sahayata | 0 | 0 | 0 | 136 |
Saija | 24,700 | 4,682,000 | 2 | 136 |
Samasta | 45,500 | 4,809,000 | 2 | 136 |
Satin | 405,600 | 90,174,000 | 2 | 136 |
SCCI | 115,600 | 15,910,000 | 2 | 136 |
Share | 2,195,400 | 376,727,000 | 1 | 136 |
SKS | 3,409,000 | 355,029,000 | 2 | 136 |
SMILE | 360,200 | 56,927,000 | 1 | 136 |
SNFL | 9,400 | 1,779,000 | 1 | 136 |
Sonata Finance | 158,200 | 22,724,000 | 3 | 138 |
Spandana | 533,400 | 147,240,000 | 2 | 136 |
Suryoday | 78,600 | 14,713,000 | 3 | 136 |
SVCL | 118,200 | 18,886,000 | 1 | 136 |
Swadhaar | 92,800 | 17,166,000 | 3 | 136 |
Trident | 68,700 | 8,852,000 | 1 | 136 |
Ujjivan | 913,300 | 160,848,000 | 5 | 136 |
Utkarsh | 168,600 | 25,915,000 | 3 | 136 |
VFS | 175,400 | 19,264,000 | 2 | 136 |
Asomi | 50,300 | 4,743,000 | 2 | 169 |
AES India | 3,600 | 286,000 | 1 | 169 |
Arth | 2,900 | 611,000 | 2 | 169 |
Asomi | 50,300 | 4,743,000 | 2 | 169 |
Barasat GS | 1,100 | 99,508.02 | 1 | 169 |
BJS | 6,000 | 468,000 | 1 | 169 |
Cashpor | 417,000 | 50,452,000 | 1 | 168 |
Credible | 10,000 | 1,669,540.36 | 2 | 169 |
DIBAKAR | 1,800 | 145,000 | 1 | 168 |
GOF | 65,200 | 5,388,000 | 4 | 168 |
Hope | 62,600 | 4,407,000 | 1 | 166 |
Jaago | 2,700 | 237,000 | 1 | 167 |
LOK | 4,900 | 573,000 | 1 | 168 |
Nano | 25,600 | 3,660,000 | 2 | 169 |
NBSAAVS | 28,100 | 2,821,000 | 1 | 166 |
Nirantara | 8,200 | 917,000 | 2 | 168 |
Parama | 7,100 | 482,000 | 1 | 168 |
Pragathi | 26,200 | 4,579,000 | 6 | 168 |
PWMACS | 36,500 | 5,946,000 | 1 | 168 |
Saadhana | 90,900 | 12,046,000 | 2 | 168 |
Sambhav | 1,500 | 183,000 | 3 | 168 |
Seba Rahara | 6,700 | 468,000 | 1 | 168 |
SU | 61,100 | 5,498,000 | 1 | 168 |
Swayanshree | 7,900 | 918,000 | 2 | 168 |
Vikas Samiti | 1,600 | 168,000 | 1 | 168 |
Vistaar | 4,300 | 1,157,000 | 2 | 166 |
We The People | 1,100 | 244,000 | 2 | 168 |
WEMCS | 1,100 | 85,000 | 1 | 168 |
Yukti | 1,100 | 99,000 | 2 | 168 |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.paglaumcoop.org.ph/ |
Year established | 1992 |
Head of Institution | Gadwin E. Handumon |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | PhP 247,944,967 |
Total Portfolio (USD) | USD 5,931,697.78 |
Active clients with loans | 21,775 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MASS-SPECC, NATTCO, Association of Asean Confederation of Credit Unions (AACCU), Microfinance Council of the Philippines, Inc. (MCPI) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay Official Livelihood Assistance | PHP 500 - 15,000 | 6 - 36 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men, Barangay Officials | Credit Educ, Credit Ins | |||||||
Emergency Loan | PHP 500 - 2,000 | 3 - 6 | 60% - 80% | 0% - 20% | Other, Open to all regular and PDP members who are MIGS i, < 60 years | Women, Men | Group Mtgs | |||||||
Housing Loan Program | PHP 50,000 - 300,000 | 12 - 26 | 80% - 100% | 0% - 20% | Housing | Women, Men | Credit Educ, Credit Ins | |||||||
MEDAL 1 | PHP 5,000 - 5,000 | 3 - 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Must be Coop member | Credit Educ, Group Mtgs, Credit Ins | |||||||
Motorcycle Loan | PHP 60,000 - 120,000 | 12 - 36 | 60% - 80% | 0% - 20% | Consumer | Women, Men, Must have MIGS status, Must be Coop member | Credit Educ, Credit Ins | |||||||
Pension Loan | PHP 10,000 - 100,000 | 6 - 24 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Must be pension holder, Must be <80 years | Credit Educ, Credit Ins | |||||||
Project Loan (Micro-Regular Loan) | PHP 500 - 150,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Must be Coop member | Credit Educ, Credit Ins | |||||||
Regular Loan | PHP 500 - 1,000,000 | 1 - 36 | 60% - 80% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women, Men, Must be Coop member | Credit Educ, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Barangay Official Livelihood Assistance | 22.8% annual, Flat | 2 Fees | 2 Ins | None | 6.5% upfront 26.00 ongoing | 44.9% - 52.7% | 59.2% - 79.8% | 35 | ||||||||
Emergency Loan | 30.0% annual, Flat | 2 Fees | 2 Ins | None | 6.5% upfront | 76% - 81.7% | 174% - 194.8% | 16 | ||||||||
Housing Loan Program | 21.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 6.5% upfront | 24.4% - 24.5% | 31.1% - 34.2% | 64 | ||||||||
MEDAL 1 | 30.0%-36.0% annual, Flat | 2 Fees | 2 Ins | None | 6.5% upfront 26.00 ongoing | 13.4% - 84.8% | 22.1% - 114.2% | 68 | ||||||||
Motorcycle Loan | 21.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 6.5% upfront 26.00 ongoing | 24.5% | 31.6% - 33.4% | 65 | ||||||||
Pension Loan | 36.0% annual, Flat | 2 Fees | 2 Ins | None | 6.5% upfront 26.00 ongoing | 61.6% - 70.8% | 70.1% - 85.5% | 47 | ||||||||
Project Loan (Micro-Regular Loan) | 30.0% annual, Flat | 2 Fees | 2 Ins | None | 6.5% upfront 26.00 ongoing | 55.1% - 79.9% | 66.2% - 175.4% | 32 | ||||||||
Regular Loan | 36.0% annual, Flat | 2 Fees | 2 Ins | None | 6.5% upfront 26.00 ongoing | 69.9% - 88.7% | 83.2% - 122.6% | 37 |
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