- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	136
AMPL	0	0	0	136
Arman	41,500	529,107,000	1	136
Arohan	43,500	8,091,000	2	136
ASA INDIA	164,000	15,380,000	1	136
Asirvad	113,500	19,328,000	1	136
Asmitha	1,114,800	217,867,000	1	136
Bandhan	4,048,600	674,564,000	5	136
Belstar	123,000	23,945,000	2	115
BSFL	275,200	31,590,000	3	136
Chaitanya	20,700	3,748,000	3	136
Disha Microfin	69,000	14,332,000	2	136
Equitas	1,220,000	186,415,000	4	136
ESAF	354,200	43,500,000	5	136
FFSL	150,600	35,719,000	2	136
Fusion	66,800	9,820,000	2	136
Grama Vidiyal	738,200	102,101,000	1	136
Grameen Koota	586,600	83,555,000	15	138
Janalakshmi	506,000	119,077,000	2	136
L & T Finance	399,800	37,199,000	1	136
MFL	331,800	49,083,000	1	136
MMFL	175,000	23,752,000	2	136
Mpower	13,600	2,263,000	2	136
Sahayata	0	0	0	136
Saija	24,700	4,682,000	2	136
Samasta	45,500	4,809,000	2	136
Satin	405,600	90,174,000	2	136
SCCI	115,600	15,910,000	2	136
Share	2,195,400	376,727,000	1	136
SKS	3,409,000	355,029,000	2	136
SMILE	360,200	56,927,000	1	136
SNFL	9,400	1,779,000	1	136
Sonata Finance	158,200	22,724,000	3	138
Spandana	533,400	147,240,000	2	136
Suryoday	78,600	14,713,000	3	136
SVCL	118,200	18,886,000	1	136
Swadhaar	92,800	17,166,000	3	136
Trident	68,700	8,852,000	1	136
Ujjivan	913,300	160,848,000	5	136
Utkarsh	168,600	25,915,000	3	136
VFS	175,400	19,264,000	2	136
Asomi	50,300	4,743,000	2	169
AES India	3,600	286,000	1	169
Arth	2,900	611,000	2	169
Asomi	50,300	4,743,000	2	169
Barasat GS	1,100	99,508.02	1	169
BJS	6,000	468,000	1	169
Cashpor	417,000	50,452,000	1	168
Credible	10,000	1,669,540.36	2	169
DIBAKAR	1,800	145,000	1	168
GOF	65,200	5,388,000	4	168
Hope	62,600	4,407,000	1	166
Jaago	2,700	237,000	1	167
LOK	4,900	573,000	1	168
Nano	25,600	3,660,000	2	169
NBSAAVS	28,100	2,821,000	1	166
Nirantara	8,200	917,000	2	168
Parama	7,100	482,000	1	168
Pragathi	26,200	4,579,000	6	168
PWMACS	36,500	5,946,000	1	168
Saadhana	90,900	12,046,000	2	168
Sambhav	1,500	183,000	3	168
Seba Rahara	6,700	468,000	1	168
SU	61,100	5,498,000	1	168
Swayanshree	7,900	918,000	2	168
Vikas Samiti	1,600	168,000	1	168
Vistaar	4,300	1,157,000	2	166
We The People	1,100	244,000	2	168
WEMCS	1,100	85,000	1	168
Yukti	1,100	99,000	2	168

Please note that the information you are viewing is 156 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Peoples Bank of Caraga, Inc. Brgy. 5San Francisco, Agusan del Sur/Region XIII8501

Data approved: 2011-11-15

Data version: 1

Age of data: 156 months

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Institution Details

Institution Type	RurBank
Is this institution regulated?	Yes
Website address	http://www.peoplesbankofcaraga.org/
Year established	1972
Head of Institution	Cristina A. Bulaon
Regions active
# Branches	12

Total Portfolio (nat'l)	PhP 436,386,219
Total Portfolio (USD)	USD 10,439,861.70
Active clients with loans	41,943
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations	Microfinance Council of the Philippines, Inc. (MCPI)
Funders

Loan Products » Summary

Allied

3,285 Borrowers

USD 672,640.86 Portfolio

Active Product

Cycled

31,305 Borrowers

USD 6,081,747.73 Portfolio

Active Product

Farm

14,249 Borrowers

USD 2,537,310.77 Portfolio

Active Product

Micro-Agri

1,876 Borrowers

USD 1,143,001.08 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Allied Undertakings Loan	PHP 3,000 - 150,000	6 - 12	80% - 100%	0% - 20%	Business	Women, Men, Have business	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Cycled Loan / Enterprise Loan	PHP 3,000 - 150,000	6 - 12	80% - 100%	20% - 40%	Business	Women, Men, Have business, Specific age group, Age must be 18 to 65 years old	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Farm Financing Loan	PHP 3,000 - 10,000	6	80% - 100%	0% - 20%	Business	Women, Men, Have business, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
ISAPA-PPP	PHP 5,000 - 75,000	6	0% - 20%	0% - 20%	Business	Women, Men, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Education Trips of Members

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Allied Undertakings Loan	24.0% annual, Flat	2 Fees	1 Ins	0.50% loan amt	N/A	59.2% - 61.1%	62.9% - 65.7%	37
Cycled Loan / Enterprise Loan	24.0% annual, Flat	2 Fees	1 Ins	0.50% loan amt	100.00 upfront 0.37% ongoing	58.1% - 63%	70.7% - 76.3%	32
Farm Financing Loan	28.0% annual, Flat	2 Fees	1 Ins	0.50% loan amt	N/A	36.2% - 36.8%	38.3% - 39%	72
ISAPA-PPP	28.0% annual, Flat	2 Fees	1 Ins	0.50% loan amt	N/A	66.5%	67.4% - 69%	41

Institution Price Graph

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Key Statistics
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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

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