Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001141
AMPL000141
Arman41,500529,107,0001141
Arohan43,5008,091,0002141
ASA INDIA164,00015,380,0001141
Asirvad113,50019,328,0001141
Asmitha1,114,800217,867,0001141
Bandhan4,048,600674,564,0005141
Belstar123,00023,945,0002120
BSFL275,20031,590,0003141
Chaitanya20,7003,748,0003141
Disha Microfin69,00014,332,0002141
Equitas1,220,000186,415,0004141
ESAF354,20043,500,0005141
FFSL150,60035,719,0002141
Fusion66,8009,820,0002141
Grama Vidiyal738,200102,101,0001141
Grameen Koota586,60083,555,00015143
Janalakshmi506,000119,077,0002141
L & T Finance399,80037,199,0001141
MFL331,80049,083,0001141
MMFL175,00023,752,0002141
Mpower13,6002,263,0002141
Sahayata000141
Saija24,7004,682,0002141
Samasta45,5004,809,0002141
Satin405,60090,174,0002141
SCCI115,60015,910,0002141
Share2,195,400376,727,0001141
SKS3,409,000355,029,0002141
SMILE360,20056,927,0001141
SNFL9,4001,779,0001141
Sonata Finance158,20022,724,0003143
Spandana533,400147,240,0002141
Suryoday78,60014,713,0003141
SVCL118,20018,886,0001141
Swadhaar92,80017,166,0003141
Trident68,7008,852,0001141
Ujjivan913,300160,848,0005141
Utkarsh168,60025,915,0003141
VFS175,40019,264,0002141
Asomi50,3004,743,0002174
AES India3,600286,0001174
Arth2,900611,0002174
Asomi50,3004,743,0002174
Barasat GS1,10099,508.021174
BJS6,000468,0001174
Cashpor417,00050,452,0001173
Credible10,0001,669,540.362174
DIBAKAR1,800145,0001173
GOF65,2005,388,0004173
Hope62,6004,407,0001171
Jaago2,700237,0001172
LOK4,900573,0001173
Nano25,6003,660,0002174
NBSAAVS28,1002,821,0001171
Nirantara8,200917,0002173
Parama7,100482,0001173
Pragathi26,2004,579,0006173
PWMACS36,5005,946,0001173
Saadhana90,90012,046,0002173
Sambhav1,500183,0003173
Seba Rahara6,700468,0001173
SU61,1005,498,0001173
Swayanshree7,900918,0002173
Vikas Samiti1,600168,0001173
Vistaar4,3001,157,0002171
We The People1,100244,0002173
WEMCS1,10085,0001173
Yukti1,10099,0002173
Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tulay sa Pag-unlad, Inc. 2363 Antipolo St.Makati1212
Data approved: 2011-11-15
Data version: 1
Age of data: 161 months

Product

Educational Loan Assistance Program Product 1 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 6,475,097.69
Portfolio (USD)USD 154,906.64
Active Clients with Loans3,816
Approximate % Female Clients80% - 100%
Approximate % Urban Clients40% - 60%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
This program offers loans for any school-related expenses of our clients' children. The amount of loan is determined by education level at maximum of PhP10, 000, payable in three to six months, with weekly repayment.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculture
Educationx
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherTKP clients with school-age children
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 1
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term6.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.00%
Highest quoted nominal interest1.00%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionLife Insurance
% of loan amount - min10.00%
% of loan amount - max10.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Educational Loan Assistance Program samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPHP 3,000PHP 3,000PHP 7,000PHP 7,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-05-112009-05-262010-10-142010-05-27
Loan Term (Months)5.6 months5.6 months5.6 months5.6 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component24.7%24.7%24.6%24.6%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)24.7%24.7%24.6%24.6%
Transparency Index49494949
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Educational Loan Assistance Program Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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