2. Adok Timo
Please note that the information you are viewing is 172 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. MCBL
Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Adok Timo KisumuKenyaP.O. Box 3650
Data approved: 2010-09-12
Data version: 1
Age of data: 172 months

Institution

Mwanga Community Bank MwangaKilimanjaroPO Box 333
Data approved: 2013-04-09
Data version: 2
Age of data: 135 months
Choose version

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.adoktimo.com/
Year established2005
Head of InstitutionMr. Samuel Okelo Deya
Regions active
# Branches22

Total Portfolio (nat'l)KES 48,695,870
Total Portfolio (USD)USD 588,114.37
Active clients with loans4,325
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionA.Y.Ghuhia
Regions activeKilimanjaro
# Branches1

Total Portfolio (nat'l)TZS 5,079,003,643
Total Portfolio (USD)USD 3,194,341.91
Active clients with loans4,004
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsTAMFI
Funders

Loan Products » Summary

Agribusiness
260 Borrowers
USD 29,405.72 Portfolio
Active Product
Asset
865 Borrowers
USD 176,434.31 Portfolio
Active Product
Business
2,984 Borrowers
USD 352,868.62 Portfolio
Active Product
School Fee
173 Borrowers
USD 11,762.29 Portfolio
Active Product

Loan Products » Summary

Agriculture
271 Borrowers
USD 243,786.45 Portfolio
Active Product
Group
672 Borrowers
USD 139,436.31 Portfolio
Active Product
Business
521 Borrowers
USD 691,823.90 Portfolio
Active Product
Salaried
2,162 Borrowers
USD 1,258,917.90 Portfolio
Active Product
Transport
340 Borrowers
USD 503,144.65 Portfolio
Low Volume Product
Staff
0 Borrowers
Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agribusiness Loan KES 10,000 - 100,000 1 - 12 40% - 60% 0% - 20% Business Women, Men, Must be active in agricultural activities Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Asset Financing Loan KES 20,000 - 300,000 12 20% - 40% 20% - 40% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Business Loan KES 6,400 - 500,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
School Fees Loan KES 20,000 - 100,000 1 - 12 20% - 40% 20% - 40% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loans TZS 500,000 - 5,000,000 12 40% - 60% 0% - 20% Business Women, Men Business Training
Group Loans TZS 100,000 - 2,200,000 3 - 6 60% - 80% 0% - 20% Business Women, Men, Have business Business Training
Business Loans TZS 100,000 - 100,000,000 6 - 24 20% - 40% 0% - 20% Business Women, Men, Have business Tech Asst Visits, Other Training
Salaried Loans TZS 100,000 - 9,000,000 1 - 36 40% - 60% 60% - 80% Consumer Women, Men, Salaried worker Credit Educ, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agribusiness Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 29.4% - 31.4% 38.3% - 40.9% 49
Asset Financing Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 48.4% - 53% 79.9% - 87.8% 23
Business Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 46.2% - 55.3% 75.8% - 91.9% 23
School Fees Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 48.6% - 49.3% 80.6% - 81.4% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00% annual, Decl Bal 1 Fee 1 Ins None 15.00% upfront 31.9% 40.1% 74
Group Loans 30.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 57.7% - 61.5% 78.8% - 86.5% 37
Business Loans 21.60% annual, Flat 1 Fee 1 Ins None 15.00% upfront 32.2% - 41.1% 42.8% - 58.4% 43
Salaried Loans 10.00%-18.00% annual, Flat 1 Fee 1 Ins None N/A 34.4% - 37.9% 35.3% - 39.3% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agribusiness Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 29.4% - 31.4% 38.3% - 40.9% 49
Asset Financing Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 48.4% - 53% 79.9% - 87.8% 23
Business Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 46.2% - 55.3% 75.8% - 91.9% 23
School Fees Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 48.6% - 49.3% 80.6% - 81.4% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00% annual, Decl Bal 1 Fee 1 Ins Ins None 15.00% upfront 31.9% 40.1% 74
Group Loans 30.00% annual, Flat 1 Fee 1 Ins Ins None 15.00% upfront 57.7% - 61.5% 78.8% - 86.5% 37
Business Loans 21.60% annual, Flat 1 Fee 1 Ins Ins None 15.00% upfront 32.2% - 41.1% 42.8% - 58.4% 43
Salaried Loans 10.00%-18.00% annual, Flat 1 Fee 1 Ins Ins None N/A 34.4% - 37.9% 35.3% - 39.3% 26
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞