Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.familybank.co.ke/ |
Year established | 1984 |
Head of Institution | Peter Kinyanjui |
Regions active | |
# Branches | 50 |
Total Portfolio (nat'l) | KES 8,001,434,281 |
Total Portfolio (USD) | USD 96,635,679.72 |
Active clients with loans | 52,342 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.brac.net/ |
Year established | 2006 |
Head of Institution | Mr.Gunendu .K. Roy |
Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, ShinyangaSingida, Tabora, Tanga, Zanzibar Central/South, Zanzibar North, Zanzibar Urban/West |
# Branches | 112 |
Total Portfolio (nat'l) | TZS 31,264,999,264 |
Total Portfolio (USD) | USD 19,663,521.55 |
Active clients with loans | 102,392 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Tanzania Association of Microfinance Institutions |
Funders | UNICEF, FSDT, Triodos, BRAC Africa Loan fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | KES 300,000 - 20,000,000 | 6 - 48 | 20% - 40% | 60% - 80% | Only for purposes of buying assets(motor vehicles) | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Biashara Boost Loan | KES 5,000 - 500,000 | 6 - 24 | 40% - 60% | 20% - 40% | Business, Other | Women, Men, Have business, Can use loan to start a business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills | |||||||
Consumer Loan | KES 10,000 - 1,000,000 | 6 - 48 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, Borrower must be under insurable age limit of 65 years | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
Secured Business Loan | KES 100,000 - 20,000,000 | 6 - 60 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Must have collateral | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Vijanaa Boost Loan | KES 5,000 - 1,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business, Other | Women, Men, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | TZS 175,000 - 2,600,000 | 6 - 12 | 100% | 20% - 40% | Business | Women, Have business, Specific age group, 20- 50 years old | Credit Educ, Group Mtgs, Credit Ins, Other Training, Training on health, women empowerment and income generating opportunities. | |||||||
Small Enterprise Program (SEP) Loan | TZS 1,200,000 - 14,000,000 | 6 - 12 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group, 20 - 50 years old | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 10.6% annual, Flat | 3 Fees | 0 Ins | None | N/A | 23.8% - 27.7% | 23.8% - 27.7% | 41 | ||||||||
Biashara Boost Loan | 19.2% annual, Flat | 2 Fees | 1 Ins | None | N/A | 39.8% - 48.5% | 39.8% - 48.5% | 45 | ||||||||
Consumer Loan | 16.0%-18.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.3% - 71% | 23.3% - 71% | 46 | ||||||||
Secured Business Loan | 18.5% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.9% - 34.3% | 23.9% - 34.3% | 68 | ||||||||
Vijanaa Boost Loan | 8.0% annual, Flat | 2 Fees | 1 Ins | None | N/A | 16.5% - 17.7% | 16.5% - 17.7% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 32.5%-33.8% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 61.5% - 68.1% | 73.8% - 82.7% | 41 | ||||||||
Small Enterprise Program (SEP) Loan | 25.0%-26.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 44.5% - 45.1% | 52.9% - 53.7% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 10.6% annual, Flat | 3 Fees | 0 Ins Ins | None | N/A | 23.8% - 27.7% | 23.8% - 27.7% | 41 | ||||||||
Biashara Boost Loan | 19.2% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 39.8% - 48.5% | 39.8% - 48.5% | 45 | ||||||||
Consumer Loan | 16.0%-18.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 23.3% - 71% | 23.3% - 71% | 46 | ||||||||
Secured Business Loan | 18.5% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 23.9% - 34.3% | 23.9% - 34.3% | 68 | ||||||||
Vijanaa Boost Loan | 8.0% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 16.5% - 17.7% | 16.5% - 17.7% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 32.5%-33.8% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 61.5% - 68.1% | 73.8% - 82.7% | 41 | ||||||||
Small Enterprise Program (SEP) Loan | 25.0%-26.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 44.5% - 45.1% | 52.9% - 53.7% | 47 |
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