Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.jamiibora.org/ |
Year established | 1999 |
Head of Institution | Mr Samuel Kimani |
Regions active | Central, Coast, Eastern, Nairobi, Nyanza, Rift Valley, Western |
# Branches | 58 |
Total Portfolio (nat'l) | KES 279,407,650 |
Total Portfolio (USD) | USD 3,374,488.53 |
Active clients with loans | 2,446 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daraja Individual | KES 100,001 - 500,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Must have taken at least 3 Micro Individual loans with a perfect repayment rate. | Credit Educ, Credit Ins, Business Training | |||||||
Micro Individual | KES 5,000 - 100,000 | 1 - 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business, Must have saved money in a Jamii Bora account for at least six weeks | Credit Educ, Credit Ins, Business Training | |||||||
Daraja Group | KES 100,000 - 500,000 | 24 | 20% - 40% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Micro Group | KES 5,000 - 100,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daraja Individual | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 35.2% | 52.1% - 52.2% | 38 | ||||||||
Micro Individual | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 39.4% - 40.1% | 61.1% - 63.2% | 35 | ||||||||
Daraja Group | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 30.0%-50.0% upfront | 36.8% - 37.2% | 69.7% - 70.8% | 28 | ||||||||
Micro Group | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 30.0%-50.0% upfront | 42.7% - 42.8% | 89.2% | 25 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ABT | 25,400 | 37,378,000 | 2 | 119 |
AKIBA | 26,900 | 36,852,000 | 4 | 132 |
BELITA | 5,800 | 492,000 | 1 | 132 |
BRAC Tanzania | 102,300 | 19,663,000 | 2 | 132 |
F & K Finance | 0 | 38,000 | 1 | 155 |
FINCA Tanzania | 78,400 | 31,517,000 | 3 | 115 |
FMFC | 1,500 | 392,000 | 6 | 132 |
K-Finance Ltd | 1,000 | 264,000 | 2 | 132 |
Mbinga | 1,000 | 2,986,000 | 3 | 132 |
MCBL | 3,600 | 2,837,000 | 6 | 132 |
MDF Tanzania | 600 | 148,000 | 1 | 132 |
NMB | 45,100 | 74,528,000 | 1 | 132 |
Opportunity | 8,600 | 3,018,000 | 3 | 132 |
PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 132 |
PTF | - | N/A | 132 | |
Selfina | 8,000 | 3,773,000 | 2 | 155 |
Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 132 |
VF^Tanzania | 34,390 | 7,613,000 | 4 | 126 |
Victoria | 100 | 377,000 | 3 | 155 |
YOSEFO | 17,100 | 2,211,000 | 3 | 155 |
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