| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | N/A |
| Website address | http://www.jamiibora.org/ |
| Year established | 1999 |
| Head of Institution | Ingrid Munro |
| Regions active | 0 |
| # Branches | 58 |
| Total Portfolio (nat'l) | KES 725,767,711 |
| Total Portfolio (USD) | USD 9,072,096.39 |
| Active clients with loans | 79,194 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.bestfundghana.org |
| Year established | 2005 |
| Head of Institution | Dr. Emmanuel Shaft Boamah |
| Regions active | Greater Accra Region, Ashanti Region |
| # Branches | 3 |
| Total Portfolio (nat'l) | GHS 8,220,420 |
| Total Portfolio (USD) | USD 4,172,802.03 |
| Active clients with loans | 13,064 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | GHAMFIN, ASSFIN, AMT |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daraja Individual | KES 60,000 - 700,000 | 6 - 24 | 40% - 60% | 40% - 60% | Women, Men, Have business | Credit Educ, Credit Ins, Business Training | ||||||||
| Women Enterprise Fund | KES 600 - 30,000 | 3 - 12 | 80% - 100% | 60% - 80% | Business, only for womens businesses | Women | Credit Educ, Credit Ins, Business Training | |||||||
| Housing Loan | KES 50,000 - 1,900,000 | 60 - 120 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Credit Ins, Business Training | |||||||
| Micro Individual | KES 600 - 59,000 | 1 - 12 | 40% - 60% | 40% - 60% | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Capacity Loan | GHS 3,000 - 8,000 | 6 - 10 | 60% - 80% | 0% - 20% | Business, Education | Women, Men, Have business, Salaried worker | Credit Ins, Tech Asst Visits | |||||||
| Group Loan | GHS 2,000 - 10,000 | 5 - 8 | 80% - 100% | 0% - 20% | Business, Education, Land | Women, Men, Have business, Salaried worker | Group Mtgs, Tech Asst Visits | |||||||
| Individual Loan | GHS 500 - 1,000 | 4 - 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daraja Individual | 26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 40.0% upfront | 0% | 0% | N/A | ||||||||
| Women Enterprise Fund | 8.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 50.0% upfront | 0% | 0% | N/A | ||||||||
| Housing Loan | 10.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
| Micro Individual | 26.0% annual, Flat | 2 Fees | 0 Ins | None | 50.0% upfront | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Capacity Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 64.5% - 68% | 74.9% - 78.8% | 47 | ||||||||
| Group Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 59% - 70.2% | 68.1% - 81.6% | N/A | ||||||||
| Individual Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 62.3% - 69.1% | 72.1% - 80.2% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daraja Individual | 26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 40.0% upfront | 0% | 0% | N/A | ||||||||
| Women Enterprise Fund | 8.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 50.0% upfront | 0% | 0% | N/A | ||||||||
| Housing Loan | 10.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
| Micro Individual | 26.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 50.0% upfront | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Capacity Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 64.5% - 68% | 74.9% - 78.8% | 47 | ||||||||
| Group Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 59% - 70.2% | 68.1% - 81.6% | N/A | ||||||||
| Individual Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 62.3% - 69.1% | 72.1% - 80.2% | 47 |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
