| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.juhudikilimo.com/ |
| Year established | 2009 |
| Head of Institution | Nat Robinson |
| Regions active | Central, Eastern, Nyanza, Rift Valley, Western |
| # Branches | 8 |
| Total Portfolio (nat'l) | KES 367,334,756 |
| Total Portfolio (USD) | USD 4,436,410.10 |
| Active clients with loans | 10,494 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFI, SPTF |
| Funders | Acumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | KES 10,000 - 500,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa | |||||||
| Asset Financing Dairy Cow Loan | KES 30,000 - 500,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture, Improve the structure used to house dairy cows | Women, Men, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
| Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 160 |
| ADCSI | 176,100 | 30,846,000 | 2 | 161 |
| BG | 47,000 | 4,048,000 | 4 | 160 |
| DECSI | 361,000 | 96,304,000 | 7 | 160 |
| Dire | 4,900 | 828,000 | 4 | 160 |
| DMCPSC | 1,200 | 69,000 | 1 | 160 |
| Eshet | 18,800 | 2,392,000 | 3 | 160 |
| Harbu | 22,400 | 1,757,000 | 2 | 160 |
| Meklit | 12,200 | 1,395,000 | 4 | 160 |
| Metemamen | 10,500 | 650,000 | 6 | 160 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 160 |
| OMO | 323,600 | 31,385,000 | 4 | 160 |
| PEACE | 17,200 | 2,462,000 | 3 | 160 |
| SFPI | 33,600 | 2,750,000 | 3 | 160 |
| Sidama | 53,400 | 1,162,000 | 6 | 160 |
| Wasasa | 49,300 | 5,798,000 | 4 | 160 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 157 |
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