Institution Type | Non Bank Financial Institution |
Is this institution regulated? | No |
Website address | http://www.juhudikilimo.com/ |
Year established | 2009 |
Head of Institution | Nat Robinson |
Regions active | Central, Eastern, Nyanza, Rift Valley, Western |
# Branches | 8 |
Total Portfolio (nat'l) | KES 367,334,756 |
Total Portfolio (USD) | USD 4,436,410.10 |
Active clients with loans | 10,494 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMFI, SPTF |
Funders | Acumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.safesaveghana.org |
Year established | 2011 |
Head of Institution | Evans Forson |
Regions active | Greater Accra Region |
# Branches | 1 |
Total Portfolio (nat'l) | GHS 70,000 |
Total Portfolio (USD) | USD 35,532.99 |
Active clients with loans | 200 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | KES 10,000 - 500,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa | |||||||
Asset Financing Dairy Cow Loan | KES 30,000 - 500,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture, Improve the structure used to house dairy cows | Women, Men, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | GHS 350 - 500 | 5 - 12 | 80% - 100% | 60% - 80% | Business, Education | Women, Specific age group, Must be 18+ years old | Credit Educ, Group Mtgs, Business Training, Other Training, HIV/AIDS Awareness Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 50.00 upfront | 92.3% - 105% | 125.3% - 144.2% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 36.00% annual, Flat | 2 Fees | 0 | None | 50.00 upfront | 92.3% - 105% | 125.3% - 144.2% | 26 |
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