| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.juhudikilimo.com/ |
| Year established | 2009 |
| Head of Institution | Nat Robinson |
| Regions active | Central, Eastern, Nyanza, Rift Valley, Western |
| # Branches | 8 |
| Total Portfolio (nat'l) | KES 367,334,756 |
| Total Portfolio (USD) | USD 4,436,410.10 |
| Active clients with loans | 10,494 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFI, SPTF |
| Funders | Acumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | KES 10,000 - 500,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa | |||||||
| Asset Financing Dairy Cow Loan | KES 30,000 - 500,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture, Improve the structure used to house dairy cows | Women, Men, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
| Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 121 |
| AKIBA | 26,900 | 36,852,000 | 4 | 135 |
| BELITA | 5,800 | 492,000 | 1 | 135 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 135 |
| F & K Finance | 0 | 38,000 | 1 | 157 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 117 |
| FMFC | 1,500 | 392,000 | 6 | 135 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 135 |
| Mbinga | 1,000 | 2,986,000 | 3 | 135 |
| MCBL | 3,600 | 2,837,000 | 6 | 135 |
| MDF Tanzania | 600 | 148,000 | 1 | 135 |
| NMB | 45,100 | 74,528,000 | 1 | 135 |
| Opportunity | 8,600 | 3,018,000 | 3 | 135 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 135 |
| PTF | - | N/A | 135 | |
| Selfina | 8,000 | 3,773,000 | 2 | 157 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 135 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 129 |
| Victoria | 100 | 377,000 | 3 | 157 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 157 |
| Key Statistics | |
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| % Products with compulsory deposits |
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