Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.kadet.co.ke/ |
Year established | 2001 |
Head of Institution | Fidel Okillah |
Regions active | Central, Coast, Eastern, Nairobi, Nyanza, Rift Valley, Western |
# Branches | 39 |
Total Portfolio (nat'l) | KES 447,325,485 |
Total Portfolio (USD) | USD 5,402,481.70 |
Active clients with loans | 12,923 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | KES 5,000 - 1,000,000 | 3 - 24 | 40% - 60% | 60% - 80% | Agriculture | Women, Men | Credit Ins, Tech Asst Visits | |||||||
Business Loan | KES 3,000 - 3,000,000 | 3 - 24 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
School Fees Loan | KES 5,000 - 150,000 | 3 - 12 | 60% - 80% | 40% - 60% | Education | Women, Men | Credit Ins | |||||||
Asset Loan | KES 5,000 - 1,600,000 | 3 - 12 | 20% - 40% | 60% - 80% | Business, Consumer, Other | Women, Men | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 18.0%-22.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0%-30.0% upfront 400.00 ongoing | 25% - 26.1% | 35.3% - 40.9% | 47 | ||||||||
Business Loan | 18.0%-22.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0%-30.0% upfront 400.00 ongoing | 35.7% - 47.6% | 60.8% - 91.1% | 25 | ||||||||
School Fees Loan | 18.0%-22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 43.3% - 46.7% | 45.8% - 51.1% | 37 | ||||||||
Asset Loan | 18.0%-19.5% annual, Flat | 1 Fee | 1 Ins | None | 20.0%-30.0% upfront 400.00 ongoing | 43.4% - 50.1% | 70.6% - 104.4% | 21 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 112 |
KF | 233,600 | 41,416,000 | 4 | 111 |
NRSP | 399,900 | 70,157,000 | 3 | 112 |
ASA | 230,400 | 29,637,000 | 3 | 112 |
TMFB | 221,200 | 85,449,000 | 7 | 112 |
FMFB | 163,544 | 38,481,323 | 9 | 130 |
TRDP | 100,000 | 13,817,000 | 3 | 112 |
PRSP | 75,656 | 9,907,176 | 3 | 130 |
BRAC^P | 57,300 | 11,869,000 | 3 | 112 |
SRSO | 51,100 | 7,775,000 | 3 | 112 |
SSF | 46,000 | 4,776,000 | 3 | 112 |
FINCA | 82,000 | 43,559,000 | 9 | 112 |
JWS | 36,000 | 6,545,000 | 2 | 112 |
RCDS | 35,552 | 4,856,122 | 4 | 130 |
DAMEN | 35,185 | 7,150,864 | 1 | 130 |
FFO | 22,400 | 3,335,000 | 3 | 112 |
OLP | 21,400 | 3,510,000 | 3 | 112 |
CSC | 17,600 | 3,147,000 | 1 | 112 |
AMRDO | 13,800 | 1,206,000 | 5 | 112 |
WMBL | 13,800 | 6,105,000 | 3 | 112 |
Mojaz | 13,400 | 2,415,000 | 2 | 112 |
SDF | 11,500 | 1,041,000 | 4 | 112 |
POMFB | 8,500 | 2,795,000 | 4 | 112 |
OPD | 7,500 | 918,000 | 2 | 112 |
AGAHE | 7,300 | 797,000 | 2 | 112 |
NRDP | 6,184 | 1,521,972 | 3 | 130 |
GBTI | 6,100 | 669,000 | 3 | 130 |
WASIL | 4,300 | 1,135,000 | 2 | 112 |
Micro Options | 4,000 | 768,000 | 5 | 112 |
VDO | 3,900 | 489,000 | 3 | 130 |
SVDP | 3,900 | 811,000 | 13 | 130 |
SRDO | 3,500 | 766,000 | 4 | 112 |
OSDI | 2,000 | 923,000 | 3 | 112 |
APMBL | 1,800 | 1,401,000 | 3 | 112 |
BEDF | 1,400 | 209,000 | 3 | 130 |
KCDO | 800 | 94,000 | 1 | 130 |
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