2. KWFT DTM
Please note that the information you are viewing is 142 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. GOF
Please note that the information you are viewing is 172 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kenya Women Finance Trust Deposit Taking Microfinance Ltd P.O. Box 4179 - 00506Kiambere Road, Upper HillNairobi
Data approved: 2013-06-24
Data version: 2
Age of data: 142 months
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Institution

Growing Opportunity Finance (India) Pvt. Ltd. No.12, Ramasamy Street, I FloorT. NagarChennai, Tamil Nadu600017
Data approved: 2011-01-01
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.kwftdtm.com
Year established1982
Head of InstitutionMwangi Githaiga
Regions activeCentral, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western
# Branches235

Total Portfolio (nat'l)KES 13,743,335,462
Total Portfolio (USD)USD 165,982,312.30
Active clients with loans250,748
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsWomen's World Banking, AMFI, AFRACA
FundersKWH, Employee Share Ownership Plan (ESOP)

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.gopportunity.net/
Year established2006
Head of InstitutionMr. James. A. Reiff
Regions active
# Branches13

Total Portfolio (nat'l)INR 280,000,000
Total Portfolio (USD)USD 5,283,018.87
Active clients with loans65,000
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

Biashara
219,089 Borrowers
USD 147,326,470.70 Portfolio
Active Product
Consumer
3,642 Borrowers
USD 1,049,663.59 Portfolio
Active Product
Elimu
13,496 Borrowers
USD 6,138,841.28 Portfolio
Active Product
Mwamba
7,643 Borrowers
USD 7,066,361.15 Portfolio
Active Product
Mwangaza
38,391 Borrowers
USD 3,285,406.97 Portfolio
Active Product
Start Up
12,383 Borrowers
USD 1,115,568.65 Portfolio
Active Product

Loan Products » Summary

Livestock
1,205 Borrowers
USD 37,735.85 Portfolio
Active Product
Rural
31,727 Borrowers
USD 2,376,169.81 Portfolio
Active Product
Student
800 Borrowers
USD 37,735.85 Portfolio
Active Product
Urban
31,539 Borrowers
USD 2,936,358.49 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biashara Loan KES 10,000 - 45,000,000 6 - 60 60% - 80% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment
Consumer Loan KES 10,000 - 200,000 6 - 18 80% - 100% 0% - 20% Consumer Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment
Elimu Loan KES 5,000 - 200,000 6 - 12 80% - 100% 0% - 20% Education Women, Have business, Evidence of school admission/attendance Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Agricultural Loan KES 10,000 - 45,000,000 6 - 36 80% - 100% 0% - 20% Business, Agriculture Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Leadership, Women Empowerment
Energy Loan KES 50,000 - 200,000 6 - 36 80% - 100% 0% - 20% Business, Other Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment
Asset Financing Loan KES 50,000 - 10,000,000 6 - 60 80% - 100% 0% - 20% Business Women, Must be willing to set up a viable business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Livestock Loan INR 12,000 - 20,000 12 - 24 80% - 100% 0% - 20% Business, Only for purchase of farm animals Women Group Mtgs, Other Training, Training from veterinarian, Health / Social Issue Training
Rural Trust Bank INR 3,000 - 15,000 6 - 12 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health / Social Issue Training
Student Loan INR 3,000 - 5,000 12 80% - 100% 60% - 80% Business, Education Women, Must have children of a qualified age in school, Must have completed one loan cycle with the MFI Other Training, Scholarships are available, some reserved for top scorers and others reserved for female students
Urban Trust Bank INR 3,000 - 25,000 6 - 12 80% - 100% 80% - 100% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health / Social Issue Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loan 20.0%-21.6% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37.1% - 42.8% 47.8% - 60.2% 35
Consumer Loan 18.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 40.6% - 40.7% 52.7% - 55.7% 33
Elimu Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 38% - 43.9% 52.7% - 61.3% 35
Agricultural Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37% - 42.8% 47% - 56.9% 36
Energy Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 36.8% - 40.8% 51.9% - 57.7% 33
Asset Financing Loan 11.2%-20.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 35.9% - 41.4% 43.9% - 56.7% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Livestock Loan 0% 25.5% - 25.7% 25.5% - 25.7% N/A
Rural Trust Bank 0% 30.4% - 39.3% 30.4% - 39.3% N/A
Student Loan 0% 28.3% - 28.6% 28.3% - 28.6% N/A
Urban Trust Bank 0% 29.2% - 42.3% 29.2% - 42.3% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livestock Loan 12.0% annual, Flat 1 Fee 0 Ins None N/A 25.5% - 25.7% 25.5% - 25.7% 47
Rural Trust Bank 12.0%-15.0% annual, Flat 1 Fee 1 Ins None N/A 30.4% - 39.3% 30.4% - 39.3% 34
Student Loan 15.0% annual, Flat 1 Fee 0 Ins None N/A 28.3% - 28.6% 28.3% - 28.6% 52
Urban Trust Bank 12.0%-15.5% annual, Flat 1 Fee 1 Ins None N/A 29.2% - 42.3% 29.2% - 42.3% 33

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loan 20.0%-21.6% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37.1% - 42.8% 47.8% - 60.2% 35
Consumer Loan 18.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 40.6% - 40.7% 52.7% - 55.7% 33
Elimu Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 38% - 43.9% 52.7% - 61.3% 35
Agricultural Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37% - 42.8% 47% - 56.9% 36
Energy Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 36.8% - 40.8% 51.9% - 57.7% 33
Asset Financing Loan 11.2%-20.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 35.9% - 41.4% 43.9% - 56.7% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Livestock Loan 0% 25.5% - 25.7% 25.5% - 25.7% N/A
Rural Trust Bank 0% 30.4% - 39.3% 30.4% - 39.3% N/A
Student Loan 0% 28.3% - 28.6% 28.3% - 28.6% N/A
Urban Trust Bank 0% 29.2% - 42.3% 29.2% - 42.3% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livestock Loan 12.0% annual, Flat 1 Fee 0 Ins Ins None N/A 25.5% - 25.7% 25.5% - 25.7% 47
Rural Trust Bank 12.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 30.4% - 39.3% 30.4% - 39.3% 34
Student Loan 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 28.3% - 28.6% 28.3% - 28.6% 52
Urban Trust Bank 12.0%-15.5% annual, Flat 1 Fee 1 Ins Ins None N/A 29.2% - 42.3% 29.2% - 42.3% 33
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# Countries
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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