| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://opportunity.net/kenya/ |
| Year established | 2006 |
| Head of Institution | Lydia Njoroge |
| Regions active | Nairobi, Nyanza, Rift Valley, Western |
| # Branches | 11 |
| Total Portfolio (nat'l) | KES 402,920,910 |
| Total Portfolio (USD) | USD 4,866,194.57 |
| Active clients with loans | 9,122 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Opportunity International, AMFI |
| Funders | Opportunity International USA, Wedco Enterprises Limited |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Msingi Loan | KES 10,000 - 500,000 | 6 - 36 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, Must have run a business for at least 12 months | Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance | |||||||
| Nguzo Loan | KES 50,000 - 500,000 | 6 - 36 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, Must have run a business for at least 24 months | Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance | |||||||
| Somesha (Education) Loan | KES 5,000 - 100,000 | 3 - 12 | 40% - 60% | 60% - 80% | Education | Women, Men, Must be attending an educational institution or have a dependent attending | Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance | |||||||
| Asset Loan | KES 5,000 - 2,000,000 | 6 - 36 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Msingi Loan | 22.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 100.00 ongoing | 41.8% - 59.8% | 64.2% - 135% | 26 | ||||||||
| Nguzo Loan | 22.0% annual, Flat | 2 Fees | 1 Ins | None | 25.0% upfront 200.00 ongoing | 39.9% - 49.3% | 67.5% - 112.5% | 27 | ||||||||
| Somesha (Education) Loan | 16.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 34% - 44% | 45.6% - 59.7% | 33 | ||||||||
| Asset Loan | 22.0% annual, Flat | 2 Fees | 1 Ins | None | 15.0% upfront | 42.7% - 46.9% | 61% - 71.9% | 34 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 159 |
| ADCSI | 176,100 | 30,846,000 | 2 | 160 |
| BG | 47,000 | 4,048,000 | 4 | 159 |
| DECSI | 361,000 | 96,304,000 | 7 | 159 |
| Dire | 4,900 | 828,000 | 4 | 159 |
| DMCPSC | 1,200 | 69,000 | 1 | 159 |
| Eshet | 18,800 | 2,392,000 | 3 | 159 |
| Harbu | 22,400 | 1,757,000 | 2 | 159 |
| Meklit | 12,200 | 1,395,000 | 4 | 159 |
| Metemamen | 10,500 | 650,000 | 6 | 159 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 159 |
| OMO | 323,600 | 31,385,000 | 4 | 159 |
| PEACE | 17,200 | 2,462,000 | 3 | 159 |
| SFPI | 33,600 | 2,750,000 | 3 | 159 |
| Sidama | 53,400 | 1,162,000 | 6 | 159 |
| Wasasa | 49,300 | 5,798,000 | 4 | 159 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 156 |
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