| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.opportunity.org/ |
| Year established | 2006 |
| Head of Institution | John Giles |
| Regions active | 0 |
| # Branches | 12 |
| Total Portfolio (nat'l) | KES 224,000,000 |
| Total Portfolio (USD) | USD 2,705,314.01 |
| Active clients with loans | 6,758 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pro-mujer.org/ |
| Year established | 1990 |
| Head of Institution | Rodolfo Medrano |
| Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , PotosÃ, Santa Cruz, Tarija |
| # Branches | 64 |
| Total Portfolio (nat'l) | BOB 342,586,554.30 |
| Total Portfolio (USD) | USD 50,753,563.60 |
| Active clients with loans | 115,209 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | FINRURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Msingi Loan | KES 10,000 - 500,000 | 6 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, In business for a minium of 12 months | Credit Educ, Group Mtgs, Credit Ins, Fire/burglary insurance | |||||||
| Nguzo Loan | KES 50,000 - 500,000 | 6 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, In business for a minimum of 24 months | Credit Educ, Group Mtgs, Credit Ins, Insurance Fire/Burglary | |||||||
| Somesha (Education) Loan | KES 5,000 - 50,000 | 3 - 12 | 80% - 100% | 80% - 100% | Education | Women, Men, Have business, Must bring school records | Credit Educ, Group Mtgs, Credit Ins, Insurance Fire/Burglary |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Sin Hipoteca Rango | BOB 1,500 - 105,000 | 6 - 60 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | ||||||||
| Banca Comunal Urbano | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 80% - 100% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training | |||||||
| Banca Comunal Rural | BOB 300 - 18,000 | 4 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Los clientes nuevos no necesitan tener un negocio (suficiente con un plan de negocio) | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Msingi Loan | 16.0%-22.0% annual, Flat | 0 Fees | 1 Ins | None | 20.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
| Nguzo Loan | 16.0%-22.0% annual, Flat | 0 Fees | 1 Ins | None | 25.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
| Somesha (Education) Loan | 16.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront 50.00 ongoing | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
| Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
| Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Msingi Loan | 16.0%-22.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 20.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
| Nguzo Loan | 16.0%-22.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 25.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
| Somesha (Education) Loan | 16.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront 50.00 ongoing | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Sin Hipoteca Rango | 14.0%-28.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 18.1% - 25.2% | 18.1% - 25.2% | 66 | ||||||||
| Banca Comunal Urbano | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 | ||||||||
| Banca Comunal Rural | 35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 10.00% ongoing | 35% - 35.1% | 39.3% - 58.9% | 68 |
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