Please note that the information you are viewing is
119 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2015-03-27
Data version: 1
Age of data: 119 months
This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months.
MFTransparency presents basic data rather than full data for low volume products
Key Statistics
| Outstanding portfolio (KES) | KES 16,969,279 |
| Portfolio (USD) | USD 204,942.98 |
| Active Clients with Loans | 688 |
| Approximate % Female Clients | N/A |
| Approximate % Urban Clients | N/A |
Description
Financing of agriculture value chain activities
Loan Purpose
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | x |
| Education | |
| Other household finance | |
| Other | |
| Other (2) | |
Eligibility
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) | |
Portfolio Size by Product
Geographic Coverage
| # Regions for this institution | 5 |
| # Regions for this product | N/A |
| Regions Active | |
Please note that the information you are viewing is
170 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2011-01-23
Data version: 1
Age of data: 170 months
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1991 |
| Head of Institution | Brahmanand Hegde |
| Regions active | |
| # Branches | 13 |
| Total Portfolio (nat'l) | INR 130,679,313 |
| Total Portfolio (USD) | USD 2,465,647.42 |
| Active clients with loans | 11,673 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
713 Borrowers
USD 267,179.37 Portfolio
Active Product
3,661 Borrowers
USD 890,127.95 Portfolio
Active Product
Loan Products » Conditions
| Product Name |
|
Loan Size Range |
|
Loan Term (months) |
|
% Female |
|
% Urban |
|
Loan Purpose |
|
Eligibility |
|
Other Services |
| High Ticket livelihood Group Loan Product |
|
INR 18,750 - 24,750 |
|
18 - 24 |
|
80% - 100% |
|
0% - 20% |
|
Business, Housing, Education |
|
Women, Have business, Have home or land |
|
Group Mtgs |
| Standard Ticket Loan |
|
INR 12,850 - 15,250 |
|
18 |
|
80% - 100% |
|
0% - 20% |
|
Business, Housing, Education |
|
Women, Have business, Have home or land, Min 2 members per group to have own house or shop |
|
|
Loan Products » MFIN India Additional Information
| Product Name |
|
APR (int) |
|
MFIN MFI Earning (Annualised) |
|
MFIN Cost to Borrower (Annualised) |
|
COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD |
|
COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES |
|
COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM |
|
MFIN Transparency Index |
| High Ticket livelihood Group Loan Product |
|
0% |
|
29.4% - 30.1% |
|
30.8% - 31.8% |
|
|
|
|
|
|
|
N/A |
| Standard Ticket Loan |
|
0% |
|
30.2% - 30.3% |
|
31% - 32.1% |
|
|
|
|
|
|
|
N/A |
Loan Products » Pricing Information
| Product Name |
|
Annual Nominal Interest |
|
Fees |
|
Insurance |
|
Taxes |
|
Compulsory Deposit |
|
APR (int+fee) |
|
Full APR |
|
Transparency Index |
| High Ticket livelihood Group Loan Product |
|
27.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
None |
|
N/A |
|
29.4% - 30.1% |
|
30.8% - 31.8% |
|
87 |
| Standard Ticket Loan |
|
27.0% annual, Decl Bal |
|
1 Fee |
|
1 Ins |
|
None |
|
N/A |
|
30.2% - 30.3% |
|
31% - 32.1% |
|
85 |
