| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 142 |
| Adok Timo | 4,200 | 570,000 | 4 | 174 |
| BIMAS | 11,100 | 4,679,000 | 7 | 142 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 142 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 142 |
| Family Bank | 43,200 | 90,700,000 | 5 | 174 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 142 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 142 |
| KADET | 12,900 | 5,402,000 | 4 | 142 |
| K-Rep | 0 | 0 | 0 | 142 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 174 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 142 |
| LKL | 13,100 | 9,311,000 | 10 | 135 |
| MKL | 18,200 | 5,989,000 | 6 | 119 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 142 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 142 |
| RAFODE | 2,900 | 356,000 | 1 | 142 |
| SISDO | 7,300 | 3,657,000 | 11 | 142 |
| Yehu | 14,000 | 3,149,000 | 11 | 142 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | Teshome Yiheyis |
| Regions active | |
| # Branches | 21 |
| Total Portfolio (nat'l) | ETB 25,963,550 |
| Total Portfolio (USD) | USD 1,411,062.50 |
| Active clients with loans | 12,300 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AEMFI |
| Funders | Development Bank of Ethiopia RUFIP, EU |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | ETB 3,000 - 9,000 | 8 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Business Loan - Group | ETB 1,000 - 18,000 | 12 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Business Loan - Individual | ETB 8,000 - 50,000 | 12 - 24 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
| Individual (Consumption) Loan | ETB 10,000 - 50,000 | 12 - 24 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Educ, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.7% - 39.1% | 46.4% - 51.1% | 41 | ||||||||
| Business Loan - Group | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 35.7% - 45.6% | 43.2% - 56% | 39 | ||||||||
| Business Loan - Individual | 22.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 38.1% - 40% | 43.6% - 46.6% | 49 | ||||||||
| Individual (Consumption) Loan | 16.0%-20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-15.0% upfront 5.00%-15.00% ongoing | 29% - 41.9% | 33.6% - 50% | 40 |
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