| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 144 |
| Adok Timo | 4,200 | 570,000 | 4 | 175 |
| BIMAS | 11,100 | 4,679,000 | 7 | 144 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 144 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 144 |
| Family Bank | 43,200 | 90,700,000 | 5 | 175 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 144 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 144 |
| KADET | 12,900 | 5,402,000 | 4 | 144 |
| K-Rep | 0 | 0 | 0 | 144 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 175 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 144 |
| LKL | 13,100 | 9,311,000 | 10 | 136 |
| MKL | 18,200 | 5,989,000 | 6 | 120 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 144 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 144 |
| RAFODE | 2,900 | 356,000 | 1 | 144 |
| SISDO | 7,300 | 3,657,000 | 11 | 144 |
| Yehu | 14,000 | 3,149,000 | 11 | 144 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.smileltd.org |
| Year established | 1995 |
| Head of Institution | Mr. M. Sathiyamoorthi |
| Regions active | Tamil Nadu, Puducherry |
| # Branches | 151 |
| Total Portfolio (nat'l) | INR 3,017,141,968 |
| Total Portfolio (USD) | USD 56,927,206.94 |
| Active clients with loans | 360,271 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Sa-Dhan, MFIN |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan (IGP) | INR 5,000 - 30,000 | 6 - 24 | 100% | 40% - 60% | Business | Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH | Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan (IGP) | 25.2% - 26% | 26.8% - 27.9% | 28.7% - 30.9% | Yes | Yes | Info awaited | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Loan (IGP) | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 26.8% - 27.9% | 28.7% - 30.9% | 88 |
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