Institution # Borrowers Portfolio (US$) Products Age of Data
Action000145
Adok Timo4,200570,0004177
BIMAS11,1004,679,0007145
ECLOF Kenya20,5005,455,0008145
Equity Bank135,50094,746,0009145
Family Bank43,20090,700,0005177
Jamii Bora2,4003,374,0004145
Juhudi Kilimo10,4004,436,0002145
KADET12,9005,402,0004145
K-Rep000145
K-Rep Bank65,00028,743,0004177
KWFT DTM294,600165,982,0006145
LKL13,1009,311,00010138
MKL18,2005,989,0006122
Opportunity Kenya9,1004,866,0005145
PAWDEP40,9007,133,0002145
RAFODE2,900356,0001145
SISDO7,3003,657,00011145
Yehu14,0003,149,00011145
  2. KBL
Please note that the information you are viewing is 118 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Khushhali Bank Limited 4th Floor, 94 west, Jinnah AvenueIslamabad, Federal44000
Data approved: 2015-04-20
Data version: 2
Age of data: 118 months
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Product

Khushhali Cash Sahulat Land-Bullet Product 5 of 16 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 282,532,113
Portfolio (USD)USD 2,774,465.35
Active Clients with Loans2,583
Approximate % Female Clients0% - 20%
Approximate % Urban Clients0
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Khushhali Cash Sahulat Land - Bullet
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution6
# Regions for this product6
Regions ActiveAzad Kashmir, Balochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 25,000
Maximum loan size150,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,0000
PKR 25,000-50,00030%
PKR 50,000-75,00040%
PKR 75,000-150,00030%
Greater than PKR 150,00030%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average10.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months10%
Between 10 and 12 months90%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest25.00%
Highest quoted nominal interest25.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionProcessing Fee
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min1,000
Fixed amount - max2,000
Reason for variationLoan <PKR 50,000= 1000, > 50,000 and <100,000 = 1500, >100,000 = 2000
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees16%
All or some fees taxedSome

Full Pricing Data

Khushhali Cash Sahulat Land-Bullet samples
Type of Sample
Grace Period (Months)
Full APR (int fee ins tax dep)
True Price by Component
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 25,000 Generated 2015-06-01 8.9 months N/A PKR 5,783.29 29.4% 22.9% 5.6% 0.0% 0.9% 0.0% 85 - PDF
PKR 30,000 Generated 2015-06-01 11.8 months N/A PKR 8,557.26 26.4% 22.4% 3.4% 0.0% 0.6% 0.0% 95 - PDF
PKR 50,000 Generated 2015-06-01 11.8 months N/A PKR 13,488.77 24.7% 22.4% 2.0% 0.0% 0.3% 0.0% 100 - PDF
PKR 55,000 Generated 2015-06-01 11.8 months N/A PKR 14,721.64 24.5% 22.4% 1.8% 0.0% 0.3% 0.0% 100 - PDF
PKR 60,000 Generated 2015-06-01 11.8 months N/A PKR 15,954.52 24.3% 22.4% 1.7% 0.0% 0.2% 0.0% 100 - PDF
PKR 65,000 Generated 2015-06-01 11.8 months N/A PKR 17,187.40 24.2% 22.4% 1.5% 0.0% 0.3% 0.0% 100 - PDF
PKR 80,000 Generated 2015-06-01 11.8 months N/A PKR 20,886.03 23.8% 22.4% 1.2% 0.0% 0.2% 0.0% 100 - PDF
PKR 100,000 Generated 2015-06-01 11.8 months N/A PKR 25,817.53 23.5% 22.4% 1.0% 0.0% 0.1% 0.0% 100 - PDF
Khushhali Cash Sahulat Land-Bullet Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeMultipleLoan PurposeKBLInstitutionPK-013-V02-P05ProductPKCountry2015YearRange Number2Institution Data Version020,00040,00060,00080,000100,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1061Number of Borrowers
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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