| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 146 |
| Adok Timo | 4,200 | 570,000 | 4 | 177 |
| BIMAS | 11,100 | 4,679,000 | 7 | 146 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 146 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 146 |
| Family Bank | 43,200 | 90,700,000 | 5 | 177 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 146 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 146 |
| KADET | 12,900 | 5,402,000 | 4 | 146 |
| K-Rep | 0 | 0 | 0 | 146 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 177 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 146 |
| LKL | 13,100 | 9,311,000 | 10 | 138 |
| MKL | 18,200 | 5,989,000 | 6 | 122 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 146 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 146 |
| RAFODE | 2,900 | 356,000 | 1 | 146 |
| SISDO | 7,300 | 3,657,000 | 11 | 146 |
| Yehu | 14,000 | 3,149,000 | 11 | 146 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.microoption.org |
| Year established | 2009 |
| Head of Institution | Shazia Abbas |
| Regions active | Punjab |
| # Branches | 2 |
| Total Portfolio (nat'l) | PKR 51,356,249 |
| Total Portfolio (USD) | USD 524,043.36 |
| Active clients with loans | 2,516 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Punjab Microfinance Network |
| Funders | Pakistan Poverty Alleviation Fund, Plan Pakistan/NRSP |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | PKR 10,000 - 75,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Women, Men, Have business, Specific age group | Group Mtgs, Other Training | |||||||
| Livestock Loan | PKR 5,000 - 75,000 | 12 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Specific age group | Group Mtgs, Tech Asst Visits, Other Training | |||||||
| Commerce Loan | PKR 5,000 - 30,000 | 12 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Tech Asst Visits, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 20.0%-22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 27% - 27.2% | 27% - 27.2% | N/A | ||||||||
| Livestock Loan | 20.0%-22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 31% - 31.1% | 31% - 31.1% | N/A | ||||||||
| Commerce Loan | 20.0%-22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 43.9% - 44.2% | 43.9% - 44.2% | N/A |
| Key Statistics | |
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| # Products | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
