| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 145 |
| Adok Timo | 4,200 | 570,000 | 4 | 176 |
| BIMAS | 11,100 | 4,679,000 | 7 | 145 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 145 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 145 |
| Family Bank | 43,200 | 90,700,000 | 5 | 176 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 145 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 145 |
| KADET | 12,900 | 5,402,000 | 4 | 145 |
| K-Rep | 0 | 0 | 0 | 145 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 176 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 145 |
| LKL | 13,100 | 9,311,000 | 10 | 137 |
| MKL | 18,200 | 5,989,000 | 6 | 122 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 145 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 145 |
| RAFODE | 2,900 | 356,000 | 1 | 145 |
| SISDO | 7,300 | 3,657,000 | 11 | 145 |
| Yehu | 14,000 | 3,149,000 | 11 | 145 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.simbag.org/ |
| Year established | 1994 |
| Head of Institution | Remegia L. Balucio |
| Regions active | |
| # Branches | 18 |
| Total Portfolio (nat'l) | PhP 205,575,411 |
| Total Portfolio (USD) | USD 4,918,072.03 |
| Active clients with loans | 26,942 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | People's Credit and Fiannce Corporation |
| Funders | Manos Unidas |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balay Asenso | PHP 1,000 - 20,000 | 5 - 10 | 80% - 100% | 20% - 40% | Housing | Women, Men, Have business, Have home or land, Member for > 6 months, At least on the 2nd cycle of regular loan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
| Productive Loan | PHP 1,000 - 150,000 | 2 - 10 | 80% - 100% | 20% - 40% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Advocacy & scholarship program; Social Services, Spiritual & Formation Activities, Enterprise Development & Services, Calamity Relief Assistance | |||||||
| Sagip Asenso | PHP 1,000 - 10,000 | 5 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Member for > 6 months, At least on the 2nd cycle of regular loan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balay Asenso | 24.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 10.00 ongoing | 57.4% - 71.3% | 69.8% - 94.1% | 29 | ||||||||
| Productive Loan | 24.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 10.00 ongoing | 57.4% - 67.6% | 75.4% - 163.5% | 25 | ||||||||
| Sagip Asenso | 24.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 10.00 ongoing | 64.1% - 72.7% | 82.2% - 96% | 28 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
