Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 139 |
Adok Timo | 4,200 | 570,000 | 4 | 170 |
BIMAS | 11,100 | 4,679,000 | 7 | 139 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 139 |
Equity Bank | 135,500 | 94,746,000 | 9 | 139 |
Family Bank | 43,200 | 90,700,000 | 5 | 170 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 139 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 139 |
KADET | 12,900 | 5,402,000 | 4 | 139 |
K-Rep | 0 | 0 | 0 | 139 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 170 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 139 |
LKL | 13,100 | 9,311,000 | 10 | 131 |
MKL | 18,200 | 5,989,000 | 6 | 115 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 139 |
PAWDEP | 40,900 | 7,133,000 | 2 | 139 |
RAFODE | 2,900 | 356,000 | 1 | 139 |
SISDO | 7,300 | 3,657,000 | 11 | 139 |
Yehu | 14,000 | 3,149,000 | 11 | 139 |
Outstanding portfolio (TZS) | TZS 58,039,974,967 |
Portfolio (USD) | USD 36,503,128.91 |
Active Clients with Loans | 24,331 |
Approximate % Female Clients | 20% - 40% |
Approximate % Urban Clients | 80% - 100% |
Individual | x |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | x |
Group meetings | x |
Credit insurance | |
Workplace visits | x |
Business training | x |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | operating business atleast for six months |
Other (2) |
# Regions for this institution | 4 |
# Regions for this product | 4 |
Regions Active | Dar es Salaam, Mwanza, Shinyanga, Tabora |
Currency | TZS |
Minimum loan size | TZS 100,000 |
Maximum loan size | 25,000,000 |
Loans less than TZS 350,000 | 0 |
TZS 350,000-1,250,000 | 5% |
TZS 1,250,000-2,000,000 | 10% |
TZS 2,000,000-3,000,000 | 15% |
TZS 3,000,000-4,000,000 | 10% |
Greater than TZS 4,000,000 | 10% |
Shortest loan term | 3.0 months |
Longest loan term | 24.0 months |
Approx average | 0 |
Loans 3 months or less | 0 |
Between 4 and 6 months | 5% |
Between 7 and 9 months | 50% |
Between 10 and 12 months | 40% |
Between 13 and 18 months | 5% |
Longer than 18 months | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 3.50% |
Highest quoted nominal interest | 5.50% |
Reason(s) why interest rate varies | Time as Client, Loan Size |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Loan Amount |
Type of Sample |
Disbursement Date |
Loan Term (Months) |
Grace Period (Months) |
Total Cost of Credit |
Full APR (int fee ins tax dep) |
True Price by Component |
Transparency Index |
Original Repayment Schedule |
MFT Pricing Calculation |
||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest price component |
Fee Component |
Insurance Component |
Tax Component |
Deposit Component |
||||||||||
TZS 4,500,000 | Real | 2014-03-29 | 12.5 months | N/A | TZS 1,659,510.96 | 58.5% | 58.5% | 0.0% | 0.0% | 0.0% | 0.0% | 72 | ||
TZS 4,500,000 | Generated | 2014-11-01 | 12.0 months | N/A | TZS 1,586,205.86 | 58.6% | 58.6% | 0.0% | 0.0% | 0.0% | 0.0% | 72 | - | |
TZS 9,000,000 | Real | 2014-02-18 | 12.2 months | N/A | TZS 2,830,910 | 52.9% | 52.9% | 0.0% | 0.0% | 0.0% | 0.0% | 79 | ||
TZS 9,000,000 | Generated | 2014-11-01 | 12.0 months | N/A | TZS 2,832,774.48 | 52.9% | 52.9% | 0.0% | 0.0% | 0.0% | 0.0% | 79 | - | |
TZS 6,000,000 | Generated | 2014-11-01 | 9.0 months | N/A | TZS 1,588,116.97 | 58.6% | 58.6% | 0.0% | 0.0% | 0.0% | 0.0% | 72 | - | |
TZS 12,000,000 | Generated | 2014-11-01 | 9.0 months | N/A | TZS 3,176,233.95 | 58.6% | 58.6% | 0.0% | 0.0% | 0.0% | 0.0% | 72 | - | |
TZS 18,500,000 | Generated | 2014-09-01 | 12.2 months | 0.0 months | TZS 7,233,293.48 | 64.3% | 64.3% | 0.0% | 0.0% | 0.0% | 0.0% | 65 | - | |
TZS 18,500,000 | Generated | 2014-11-01 | 9.0 months | N/A | TZS 4,896,694 | 58.6% | 58.6% | 0.0% | 0.0% | 0.0% | 0.0% | 72 | - | |
TZS 21,500,000 | Generated | 2014-11-01 | 12.0 months | N/A | TZS 7,578,539.11 | 58.6% | 58.6% | 0.0% | 0.0% | 0.0% | 0.0% | 72 | - | |
TZS 25,000,000 | Generated | 2014-11-01 | 12.0 months | N/A | TZS 8,812,254.78 | 58.6% | 58.6% | 0.0% | 0.0% | 0.0% | 0.0% | 72 | - |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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