2. CUMO
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Y-SAVE
Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CUMO Microfinance Ltd Plot 214-215 AirfieldDedza, N/AP.O.Box 222
Data approved: 2011-01-06
Data version: 1
Age of data: -   months 
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Institution

Y-Save Cooperative Savings and Credit Society Ltd. Block 661 Flat EBuganda Road FlatsKampala, CentralPO Box 37191
Data approved: 2012-11-06
Data version: 2
Age of data: 149 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?N/A
Website addresshttp://www.concernuniversal.org/
Year established2000
Head of InstitutionEzikiel Phiri
Regions active0
# Branches2

Total Portfolio (nat'l)MWK 185,000,000
Total Portfolio (USD)USD 1,233,333.33
Active clients with loans40,000
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMAMN, The MIX Market
FundersConcern Universal, USAID, FIMA, Irish Aid

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.y-save.org/
Year established2004
Head of InstitutionDanstan Kisuule
Regions activeCentral
# Branches1

Total Portfolio (nat'l)UGX 4,216,212,589
Total Portfolio (USD)USD 1,686,485.04
Active clients with loans208
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsUCSCU, AMFIU, PSF (Private Sector Foundation)
Funders

Loan Products » Summary

Fumba (Agricultural Loan)
6,763 Borrowers
USD 187 Portfolio
Active Product
Masika (Village Enterprise Loan)
32,525 Borrowers
USD 1,195,333 Portfolio
Active Product
Mtenthandevu (Small Holder Tea Growers)
786 Borrowers
USD 43,333 Portfolio
Active Product

Loan Products » Summary

Dev Ln
208 Borrowers
USD 1,686,485 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fumba (Agricultural Loan) MWK 5,000 - 40,000 6 80% - 100% 0% - 20%
Masika (Village Enterprise Loan) MWK 1,000 - 90,000 4 - 6 80% - 100% 0% - 20%
Mtenthandevu (Small Holder Tea Growers) MWK 5,000 - 100,000 4 - 6 40% - 60% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Developmental Loan UGX 200,000 - 30,000,000 1 - 60 40% - 60% 80% - 100% Business, Housing, Education Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training, Other Training, Financial management training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fumba (Agricultural Loan) 60.00% annual, Flat 1 Fee 0 Ins N/A 70.8% 76%
Masika (Village Enterprise Loan) 48.00%-72.00% annual, Flat 2 Fees 0 Ins 90.4% - 92.6% 107.2% - 109.9%
Mtenthandevu (Small Holder Tea Growers) 48.00% annual, Flat 1 Fee 0 Ins 48.4% - 48.7% 54.7% - 57.3%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Developmental Loan 18.00% annual, Decl Bal 1 Fee 1 Ins None N/A 18.6% - 69% 19.8% - 74.5% 56

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fumba (Agricultural Loan) 60.00% annual, Flat 1 Fee 0 Ins Ins N/A 70.8% 76%
Masika (Village Enterprise Loan) 48.00%-72.00% annual, Flat 2 Fees 0 Ins Ins 90.4% - 92.6% 107.2% - 109.9%
Mtenthandevu (Small Holder Tea Growers) 48.00% annual, Flat 1 Fee 0 Ins Ins 48.4% - 48.7% 54.7% - 57.3%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Developmental Loan 18.00% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 18.6% - 69% 19.8% - 74.5% 56
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeBusinessLoan PurposeCUMOInstitutionMW-001-V01-P01MW-001-V01-P02MW-001-V01-P03ProductMWCountry2011YearRange Number1Institution Data Version0100,000200,000300,000400,000500,000600,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 16,00012,0008,1004,000400Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeY-SAVEInstitutionUG-023-V02-P01ProductUGCountry2012YearRange Number2Institution Data Version02,000,0004,000,0006,000,0008,000,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 20101Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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