Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.worldvision.com |
Year established | 2000 |
Head of Institution | Masutano Mulaga |
Regions active | Kasungu, Lilongwe, Mchinji, Ntcheu, Salima, Mzimba, Nkhata Bay, Balaka, Blantyre, Mulanje |
# Branches | 2 |
Total Portfolio (nat'l) | MWK 253,269,047.10 |
Total Portfolio (USD) | USD 649,407.81 |
Active clients with loans | 8,790 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Malawi Microfinance Network (MAMN) |
Funders | Vision Fund International, World Vision International, World Vision, Malawi (ADP) |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.thardeep.org |
Year established | 1998 |
Head of Institution | Ms. Parsa Pathani |
Regions active | Sindh |
# Branches | 151 |
Total Portfolio (nat'l) | PKR 1,407,060,752 |
Total Portfolio (USD) | USD 13,817,336.58 |
Active clients with loans | 100,001 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority |
Funders | Pakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural loan I (Irrigation loan - Group) | MWK 5,000 - 100,000 | 4 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Agricultural Loan II (Rain fed - Group) | MWK 5,000 - 200,000 | 6 - 10 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Business Loan II (Group) | MWK 5,000 - 300,000 | 6 - 9 | 40% - 60% | 80% - 100% | Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Business Loan III (Individual) | MWK 5,000 - 2,000,000 | 4 - 12 | 60% - 80% | 80% - 100% | Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. | Women, Men, Have business | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | PKR 5,000 - 100,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
Livestock Loans | PKR 5,000 - 70,000 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Livestock | Women, Men, must have livestock or want to purchase livestock | Credit Educ, Business Training | |||||||
Agriculture Loans | PKR 5,000 - 40,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Men, Have home or land | Credit Educ |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural loan I (Irrigation loan - Group) | 54.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 51.9% - 56.9% | 63.7% - 70% | 82 | ||||||||
Agricultural Loan II (Rain fed - Group) | 54.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 52% - 64.5% | 63.1% - 79.2% | 78 | ||||||||
Business Loan II (Group) | 48.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 80.9% - 99.8% | 112.7% - 139.6% | 39 | ||||||||
Business Loan III (Individual) | 42.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 72.8% - 74.5% | 91% - 93.2% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural loan I (Irrigation loan - Group) | 54.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 51.9% - 56.9% | 63.7% - 70% | 82 | ||||||||
Agricultural Loan II (Rain fed - Group) | 54.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 52% - 64.5% | 63.1% - 79.2% | 78 | ||||||||
Business Loan II (Group) | 48.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 80.9% - 99.8% | 112.7% - 139.6% | 39 | ||||||||
Business Loan III (Individual) | 42.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 72.8% - 74.5% | 91% - 93.2% | 45 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
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