Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 126 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Malawi Rural Finance Company Limited Off Paul Kagame RoadPrivate Bag 39Lilongwe
Data approved: 2011-01-06
Data version: 1
Age of data: -   months 

Institution

DemirBank 31 Garabagh str., Baku.,AZ 1008Baku, BakuAZ1008
Data approved: 2014-09-18
Data version: 1
Age of data: 126 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1993
Head of InstitutionSilas Murotho
Regions activeDedza
# Branches148

Total Portfolio (nat'l)MWK 1,606,853,200
Total Portfolio (USD)USD 4,342,846.49
Active clients with loans132,000
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsMMFN, Micro Credit Summit
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.demirbank.az
Year established1989
Head of InstitutionMr. Roman Amirjanov
Regions activeAbsheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan
# Branches33

Total Portfolio (nat'l)AZN 312,868,936
Total Portfolio (USD)USD 401,114,020.50
Active clients with loans101,940
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliationsAzerCbaijan Banks Assosiation, AMFA, Mix Market
FundersEBRD, GAF, BSTDP, FMO

Loan Products » Summary

108,480 Borrowers
USD 2,704,751 Portfolio
23,706 Borrowers
USD 1,638,096 Portfolio

Loan Products » Summary

9,849 Borrowers
USD 24,675,874.36 Portfolio
4,298 Borrowers
USD 921,380.77 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loans MWK 35,000 - 500,000 5 - 12 20% - 40% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
Business Loans MWK 10,000 - 300,000 6 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Cash Loan AZN 500 - 10,000 3 - 36 20% - 40% 40% - 60% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Employee loan AZN 300 - 6,000 3 - 36 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00%-33.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 28.8% - 29.5% 36% - 36.9% 82
Business Loans 30.00%-33.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 49.1% - 53.5% 69.9% - 76.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cash Loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 29% - 37% 30.5% - 43.6% 68
Employee loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins None N/A 33% - 36.1% 34.8% - 42.7% 75

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00%-33.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 28.8% - 29.5% 36% - 36.9% 82
Business Loans 30.00%-33.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 49.1% - 53.5% 69.9% - 76.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cash Loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 29% - 37% 30.5% - 43.6% 68
Employee loan 28.0%-34.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 33% - 36.1% 34.8% - 42.7% 75
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessLoan PurposeMRFCInstitutionMW-006-V01-P01MW-006-V01-P02ProductMWCountry2011YearRange Number1Institution Data Version0100,000200,000300,000400,000500,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 21,00016,00010,0005,400600Number of Borrowers
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyLoan PurposeDemirBankInstitutionAZ-013-V01-P01AZ-013-V01-P02ProductAZCountry2014YearRange Number1Institution Data Version02,0004,0006,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 1,9001,40090040050Number of Borrowers
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Key Statistics
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