Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1993 |
Head of Institution | Silas Murotho |
Regions active | Dedza |
# Branches | 148 |
Total Portfolio (nat'l) | MWK 1,606,853,200 |
Total Portfolio (USD) | USD 4,342,846.49 |
Active clients with loans | 132,000 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MMFN, Micro Credit Summit |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.k-rep.org/ |
Year established | 1984 |
Head of Institution | Mr Aleke Dondo |
Regions active | |
# Branches | 18 |
Total Portfolio (nat'l) | 0 |
Total Portfolio (USD) | 0 |
Active clients with loans | 0 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | MWK 35,000 - 500,000 | 5 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Business Loans | MWK 10,000 - 300,000 | 6 - 24 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 28.8% - 29.5% | 36% - 36.9% | 82 | ||||||||
Business Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins | None | 20.00% upfront | 49.1% - 53.5% | 69.9% - 76.9% | 40 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 28.8% - 29.5% | 36% - 36.9% | 82 | ||||||||
Business Loans | 30.00%-33.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 20.00% upfront | 49.1% - 53.5% | 69.9% - 76.9% | 40 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |