Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.amssfmc.ma |
Year established | 1994 |
Head of Institution | Zakaria Jebbouri |
Regions active | Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra |
# Branches | 49 |
Total Portfolio (nat'l) | MAD 44,000,000 |
Total Portfolio (USD) | USD 5,176,470.59 |
Active clients with loans | 13,300 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Federation Nationale des Association des Micro credit, Reseau Micro Finance Solidaire, AMT, Reseau Sanabel |
Funders | Fonds Jaida, ICO, SGMB banque, Credit Agricole |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.coopedu.rw/ |
Year established | 1997 |
Head of Institution | Murebwayire Denise |
Regions active | Gasabo, Kicukiro |
# Branches | 7 |
Total Portfolio (nat'l) | RWF 4,756,395,805 |
Total Portfolio (USD) | USD 7,549,834.61 |
Active clients with loans | 2,029 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | AMIR |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | MAD 500 - 15,000 | 3 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Group Mtgs, Other Training | |||||||
Produit Investissement | MAD 3,000 - 30,000 | 6 - 30 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Produit Logement | MAD 3,000 - 30,000 | 3 - 30 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business, Have home or land | ||||||||
Produit Elevage | MAD 3,000 - 30,000 | 6 - 18 | 0% - 20% | 0% | Business | Women, Men | ||||||||
Produit Fellah | MAD 3,000 - 25,000 | 4 - 6 | 0% - 20% | 0% - 20% | Business | Women, Men |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | RWF 150,000 - 3,500,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | ||||||||
Credit Femmes Entrepreneurs | RWF 300,000 - 2,000,000 | 6 - 12 | 80% - 100% | 80% - 100% | Business | Women, Have business, Must be a COOPEDU member for at least 1 month. | ||||||||
Credit Group D'Epargne Et Credit | RWF 300,000 - 2,400,000 | 4 - 12 | 80% - 100% | 80% - 100% | Business | Women | ||||||||
Credit Minerval | RWF 100,000 - 2,000,000 | 3 - 12 | 80% - 100% | 80% - 100% | Education | Women, Men | Credit Educ, Other Training | |||||||
Credit Ordinaire | RWF 500,000 - 30,000,000 | 12 - 60 | 60% - 80% | 80% - 100% | Business, Housing, Consumer | Women, Men | Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 19.2%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40% - 49.6% | 40% - 49.6% | 41 | ||||||||
Produit Investissement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 35.3% - 50% | 35.3% - 50% | 42 | ||||||||
Produit Logement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 37% - 49.4% | 37% - 49.4% | 41 | ||||||||
Produit Elevage | 24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 29.6% - 30.7% | 29.6% - 30.7% | 79 | ||||||||
Produit Fellah | 26.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 31.3% - 32.9% | 31.3% - 32.9% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 20.8% - 21.6% | 21.5% - 22.5% | 92 | ||||||||
Credit Femmes Entrepreneurs | 12.96% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 20.00% upfront | 24.7% - 25% | 49.2% - 83.5% | 18 | ||||||||
Credit Group D'Epargne Et Credit | 26.00% annual, Flat | 1 Fee | 2 Ins | 18.00% fees | 10.00% upfront | 49.8% - 51.4% | 70% - 74.2% | 36 | ||||||||
Credit Minerval | 16.80% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 18.2% - 21.6% | 19% - 22.9% | 81 | ||||||||
Credit Ordinaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 21% - 22.1% | 21.7% - 22.9% | 91 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 19.2%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40% - 49.6% | 40% - 49.6% | 41 | ||||||||
Produit Investissement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 35.3% - 50% | 35.3% - 50% | 42 | ||||||||
Produit Logement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 37% - 49.4% | 37% - 49.4% | 41 | ||||||||
Produit Elevage | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 29.6% - 30.7% | 29.6% - 30.7% | 79 | ||||||||
Produit Fellah | 26.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 31.3% - 32.9% | 31.3% - 32.9% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Avance Sur Salaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 20.8% - 21.6% | 21.5% - 22.5% | 92 | ||||||||
Credit Femmes Entrepreneurs | 12.96% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 20.00% upfront | 24.7% - 25% | 49.2% - 83.5% | 18 | ||||||||
Credit Group D'Epargne Et Credit | 26.00% annual, Flat | 1 Fee | 2 Ins Ins | 18.00% fees | 10.00% upfront | 49.8% - 51.4% | 70% - 74.2% | 36 | ||||||||
Credit Minerval | 16.80% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 18.2% - 21.6% | 19% - 22.9% | 81 | ||||||||
Credit Ordinaire | 20.40% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 21% - 22.1% | 21.7% - 22.9% | 91 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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