| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Honorio Sebastiao Sumale |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | MZN 500,000 |
| Total Portfolio (USD) | USD 16,447.37 |
| Active clients with loans | 150 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | APHAMA, CELIM, Caritas |
| Funders | CELIM, Caritas |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito a Agricultura | MZN 3,000 - 4,000 | 4 - 12 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Credit Ins | |||||||
| Credito ao Comercio | MZN 3,000 - 4,000 | 4 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito a Agricultura | 54.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 37.7% - 57.3% | 40.2% - 61% | 100 | ||||||||
| Credito ao Comercio | 54.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 43.4% - 61% | 46.3% - 65% | 93 |
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