2. FDM
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. CCT
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundo de Desenvolvimento da Mulher Estrada Nacional Numero 1 Fidel CastroXai-Xai, Gaza
Data approved: 2013-05-22
Data version: 2
Age of data: 145 months
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Institution

CCT Credit Cooperative 5/F Joshua Center1428 Taft Avenue, ErmitaManila, NCR1000
Data approved: 2011-11-15
Data version: 1
Age of data: 162 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionAna Maria da C. Salvador
Regions activeMaputo Capital, Maputo Province, Inhambane, Gaza
# Branches3

Total Portfolio (nat'l)MZN 7,213
Total Portfolio (USD)USD 237.27
Active clients with loans30,483,957
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMIX Market, AMOMIF, AFRACA
FundersFARE-Fundo de Apoio a Rehabilitacao Economica, UNCDF, Caixa Catalunya, BIM

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.cct.org.ph/
Year established2003
Head of InstitutionRuth S. Callanta
Regions active
# Branches132

Total Portfolio (nat'l)PhP 387,176,016
Total Portfolio (USD)USD 9,262,584.12
Active clients with loans76,168
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsNATTCO, MCPI, Hope International, Peer Servants
FundersFive Talents USA, United Kingdom, Tear Fund, New Zealand, Cross International, USA, End Poverty

Loan Products » Summary

Agricultura
1,645 Borrowers
USD 247,419.34 Portfolio
Active Product
Geral
3,182 Borrowers
USD 555,674.24 Portfolio
Active Product
Jovem
1,765 Borrowers
USD 65,080.79 Portfolio
Active Product
Consumo
621 Borrowers
USD 134,587.37 Portfolio
Active Product

Loan Products » Summary

Enterprise
100 Borrowers
USD 167,552.11 Portfolio
Active Product
Housing
120 Borrowers
USD 107,655.50 Portfolio
Active Product
Regular 4
30,060 Borrowers
USD 3,932,881.20 Portfolio
Active Product
Regular 6
40,100 Borrowers
USD 5,296,039.69 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 640 - 100,000 2 - 6 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Tem de ser agricultor/avicultor desde min 6 meses Group Mtgs, Tech Asst Visits
Credito Geral MZN 640 - 350,000 2 - 6 80% - 100% 0% - 20% Business, Consumer Women, Have business, Salaried worker, tem de ser empresrio pelo menos 6 meses ou ser salariado Group Mtgs, Credit Ins, Tech Asst Visits
Credito Jovem MZN 3,000 - 20,000 2 - 6 80% - 100% 0% - 20% Any Purpose Women, Men, Specific age group, Idade 18-30 anos Credit Educ, Group Mtgs
Credito ao Consumo MZN 3,000 - 350,000 2 - 18 80% - 100% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Growth Enterprise Loan PHP 51,000 - 700,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Values Development, Personal Counselling and Life Skills Training
Housing Loan PHP 10,000 - 30,000 12 20% - 40% 40% - 60% Housing Women, Men, Have business, Have home or land, Must meet requirements of CCT regular business loan Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, values development, personal counselling, life skills training, health care
Regular Business Loan 4 months PHP 4,000 - 50,000 3.5 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Values Development, Personal Counselling and Life Skills Training, Health Care
Regular Business Loan 6 months PHP 11,000 - 50,000 6 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Tech Asst Visits, Values Development, Personal Counselling and Life Skills Training, Business mentoring

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 35.4% - 37.5% 39.4% - 42.8% 87
Credito Geral 60.0%-66.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 71% - 91% 79.8% - 102.1% 63
Credito Jovem 42.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 61.7% - 65.4% 71% - 75.1% 57
Credito ao Consumo 60.0%-66.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 72.4% - 78.8% 79.6% - 88.4% 70

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Growth Enterprise Loan 10.0%-24.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 100.00 ongoing 56.1% - 60.2% 109.8% - 121.5% 8
Housing Loan 18.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 50.00 ongoing 36.9% - 37% 55.6% - 56.3% 32
Regular Business Loan 4 months 37.6% annual, Flat 1 Fee 0 Ins None 20.0% upfront 50.00 ongoing 92.2% 139.9% 27
Regular Business Loan 6 months 40.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 100.00 ongoing 87.6% 131.3% - 131.4% 30

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 35.4% - 37.5% 39.4% - 42.8% 87
Credito Geral 60.0%-66.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 71% - 91% 79.8% - 102.1% 63
Credito Jovem 42.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 61.7% - 65.4% 71% - 75.1% 57
Credito ao Consumo 60.0%-66.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 72.4% - 78.8% 79.6% - 88.4% 70

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Growth Enterprise Loan 10.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 100.00 ongoing 56.1% - 60.2% 109.8% - 121.5% 8
Housing Loan 18.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 50.00 ongoing 36.9% - 37% 55.6% - 56.3% 32
Regular Business Loan 4 months 37.6% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 50.00 ongoing 92.2% 139.9% 27
Regular Business Loan 6 months 40.0% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 100.00 ongoing 87.6% 131.3% - 131.4% 30
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAgricultureAnyMultipleLoan PurposeFDMInstitutionMZ-009-V02-P01MZ-009-V02-P02MZ-009-V02-P03MZ-009-V02-P04ProductMZCountry2013YearRange Number2Institution Data Version010,00020,00030,00040,00050,00060,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 1,20090060030030Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeBusinessHousingLoan PurposeCCTInstitutionPH-013-V01-P01PH-013-V01-P02PH-013-V01-P03PH-013-V01-P04ProductPHCountry2011YearRange Number1Institution Data Version050,000100,000150,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 12,0009,0006,0003,000300Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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