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Institution
Data approved: 2011-06-27
Data version: 1
Age of data: 167 months
Description
Crédito destinado a trabajadores en relación de dependencia, para Capital de trabajo, adquisición de activo fijos, construcción y reparación cuya fuente principal de pago la constituye el salario que recibe el solicitante para respaldar el crédito\r
Any purpose x Income generation Mortgage/housing Consumer loan Agriculture Education Other household finance Other Other (2)
Credit education Group meetings Credit insurance x Workplace visits Business training Other training Other Other (2) No other services
Men x Women x Must run a business Must own a home or land Must be a salaried worker x Must be specific age group Other Other (2)
Portfolio Size by Product
Geographic Coverage
# Regions for this institution N/A # Regions for this product N/A Regions Active
Loan Conditions
Currency USD Minimum loan size USD 600 Maximum loan size 2,000
Shortest loan term 10.0 months Longest loan term 12.0 months Approx average 12.0 months
Daily Weekly Every 2 weeks Every 4 weeks Monthly x Every 2 months Quarterly Every 6 months Every 12 months Single end payment Irregular payments
Pricing Information
Interest
Lowest quoted nominal interest 15.20% Highest quoted nominal interest 15.20% Interest rate period Yearly Interest Rate Calculation Method Decl Bal Subsidized by funder request? Is rate fixed for entire loan term Yes
Upfront Fees This product has no upfront fees Ongoing Fees Fee 1 Description Servicio de proteccio familiar en caso de fallecimiento del titular o conyuge, incapacidad total y permanente % of loan amount - min 0.60% % of loan amount - max 0.60% OR, Fixed amount - min 0 Fixed amount - max 0 Reason for variation N/A Appears on Repayment Sched? Yes
Upfront Insurance Fees This product has no upfront insurance fees Ongoing Insurance Fees This product has no ongoing insurance fees
Required for Never Criteria N/A Is deposit indicated on the repayment schedule? N/A Do borrowers control deposit in their group? N/A
Deposit BEFORE or AT Disbursement
% loan amount deposited N/A or, Fixed-amount deposited N/A
Deposits DURING period payments
% loan amount deposited N/A or, Fixed-amount deposited N/A Conditions on access to deposit N/A
Interest Paid on Deposit
Minimum interest rate paid N/A Maximum interest rate paid N/A Interest payment frequency N/A
Taxes
Are taxes charged on this product? No
Additional Comments
La tasa que cobramos por el servicio de protección familiar es de .595% mensual sobre el monto original del préstamo
Crédito Asalariado Price Graphs
0 100 Pricing Transparency Index Regulated Inst. Not Regulated Inst. Bank Institution Type Any Loan Purpose D^Miro Institution EC-001-V01-P01 Product EC Country 2011 Year Range Number 1 Institution Data Version 0 500 1,000 1,500 2,000 Loan Size (all) 0% 10% 20% 30% Full APR (int fee ins tax dep) > 900 400 50 Number of Borrowers* * Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
