| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACAWE | 100 | 16,000 | 2 | 161 |
| AfricaWorks | 6,500 | 1,843,000 | 8 | 123 |
| AZADER | 200 | 3,000 | 2 | 162 |
| BOM | 18,900 | 6,422,000 | 3 | 131 |
| CCOM | 9,100 | 2,995,000 | 6 | 146 |
| FDM | 7,200 | 1,002,000 | 4 | 146 |
| Hluvuku-ADSEMA | 5,300 | 2,959,000 | 3 | 146 |
| IRAM | 0 | 0 | 0 | 146 |
| ProCredit | 0 | 0 | 0 | 146 |
| Tchuma | 0 | 0 | 0 | 146 |
| SOCREMO | - | N/A | 173 |
| Institution Type | Trust |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | Abebe Kebede |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | MWK 65,000,000 |
| Total Portfolio (USD) | USD 433,333.33 |
| Active clients with loans | 4,200 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Malawi Microfinance Network (MAMN) |
| Funders | Vision Fund International, World Vision International, World Vision, MALAWI (ADP) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural loan I (Irrigation loan - Group) | MWK 30,000 - 40,000 | 4 - 12 | 40% - 60% | 0% - 20% | ||||||||||
| Agricultural Loan II (Rain fed - Group) | MWK 12,000 - 25,000 | 6 - 10 | 40% - 60% | 0% - 20% | ||||||||||
| Business Loan I (Group) | MWK 5,000 - 45,000 | 4 - 12 | 40% - 60% | 0% - 20% | ||||||||||
| Business Loan II (Group) | MWK 10,000 - 78,000 | 6 - 9 | 40% - 60% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural loan I (Irrigation loan - Group) | 48.00% annual, Flat | 2 Fees | 0 Ins | 17.2% - 30.6% | 21.5% - 39.2% | |||||||||||
| Agricultural Loan II (Rain fed - Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 30.1% - 32% | 38.4% - 41.3% | |||||||||||
| Business Loan I (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 89.8% | 129.8% | |||||||||||
| Business Loan II (Group) | 48.00% annual, Flat | 1 Fee | 0 Ins | 89.8% | 129.8% |
| Key Statistics | |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
