| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACAWE | 100 | 16,000 | 2 | 161 |
| AfricaWorks | 6,500 | 1,843,000 | 8 | 122 |
| AZADER | 200 | 3,000 | 2 | 162 |
| BOM | 18,900 | 6,422,000 | 3 | 130 |
| CCOM | 9,100 | 2,995,000 | 6 | 146 |
| FDM | 7,200 | 1,002,000 | 4 | 146 |
| Hluvuku-ADSEMA | 5,300 | 2,959,000 | 3 | 146 |
| IRAM | 0 | 0 | 0 | 146 |
| ProCredit | 0 | 0 | 0 | 146 |
| Tchuma | 0 | 0 | 0 | 146 |
| SOCREMO | - | N/A | 173 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1994 |
| Head of Institution | Ponsiano Ndyabahika |
| Regions active | 0 |
| # Branches | 16 |
| Total Portfolio (nat'l) | MWK 494,319,449 |
| Total Portfolio (USD) | USD 3,295,462.99 |
| Active clients with loans | 17,413 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Malawi Microfinance Network (MAMN), Council of Non-Governmental Organizations (CONGOMA) |
| Funders | FINCA International |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Business Loan | MWK 50,000 - 2,000,000 | 6 - 12 | 20% - 40% | 40% - 60% | ||||||||||
| Village Banking Loan | MWK 5,000 - 400,000 | 4 - 6 | 60% - 80% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Business Loan | 42.00% annual, Flat | 1 Fee | 0 Ins | N/A | 0% - 75.5% | 73.4% - 77.4% | ||||||||||
| Village Banking Loan | 60.00% annual, Flat | 2 Fees | 0 Ins | 0% - 110.5% | 108.9% - 135.6% |
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