Institution Type | Other |
Is this institution regulated? | Yes |
Website address | http://www.asapakistan.com |
Year established | 2008 |
Head of Institution | Md. Mosharrof Hossain |
Regions active | Punjab, Sindh |
# Branches | 139 |
Total Portfolio (nat'l) | PKR 1,896,078,536 |
Total Portfolio (USD) | USD 19,347,740.16 |
Active clients with loans | 155,090 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network |
Funders | ASA International Holding, Pakistan Poverty Alleviation Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | PKR 12,000 - 40,000 | 11 | 100% | 40% - 60% | Business | Women | Group Mtgs, Credit Ins | |||||||
Small Business Loan | PKR 30,000 - 70,000 | 11 | 0% | 40% - 60% | Business | Women, Men | Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 42.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 44.2% - 46.8% | 44.2% - 46.8% | N/A | ||||||||
Small Business Loan | 42.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 44.5% - 44.8% | 44.5% - 44.8% | N/A |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
APAS | 320 | 128,000 | 2 | 168 |
BRAC-UGA | 139,200 | 28,254,000 | 3 | 124 |
Centenary Bank | 133,802 | 221,144,231 | 4 | 149 |
EBO SACCO | 1,500 | 1,240,382 | 2 | 149 |
Equity Bank | 13,069 | 57,252,004 | 0 | 149 |
Finance Trust | 22,555 | 17,520,424 | 5 | 149 |
FINCA-UGA | 56,300 | 27,402,000 | 4 | 122 |
Five Talents | 5,365 | 368,057 | 2 | 149 |
Gatsby | 1,346 | 2,440,236 | 2 | 149 |
Habitat Uganda | 858 | 265,508 | 1 | 149 |
Hofokam | 20,908 | 4,793,200 | 6 | 149 |
KACITA | 156 | 60,318 | 1 | 149 |
Madfa SACCO | 4,832 | 288,674 | 5 | 149 |
Opportunity | 23,734 | 13,560,846 | 13 | 149 |
RUCREF | 5,557 | 898,380 | 4 | 168 |
Rushere SACCO | 983 | 574,549 | 2 | 149 |
SAO | 204 | 62,768 | 1 | 149 |
Silver Upholders | 2,111 | 189,189 | 4 | 149 |
THPU | 6,528 | 676,391 | 1 | 149 |
UGAFODE | 8,197 | 4,720,446 | 9 | 149 |
VF Uganda | 13,072 | 3,221,675 | 5 | 149 |
Wakiso | 513 | 276,000 | 1 | 149 |
Y-SAVE | 208 | 1,686,485 | 1 | 149 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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