| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.cscpk.org |
| Year established | 1989 |
| Head of Institution | Shaista Jan |
| Regions active | Punjab |
| # Branches | 16 |
| Total Portfolio (nat'l) | PKR 320,525,436 |
| Total Portfolio (USD) | USD 3,147,559.78 |
| Active clients with loans | 17,625 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Pakistan Microfinance Network |
| Funders | Pakistan Poverty Alleviation Fund |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.akrbank.com/ |
| Year established | 1983 |
| Head of Institution | Stephen Sarfo Kantanka |
| Regions active | Ashanti Region |
| # Branches | 6 |
| Total Portfolio (nat'l) | GHS 3,523,066 |
| Total Portfolio (USD) | USD 1,788,358.38 |
| Active clients with loans | 3,892 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, ARB Apex |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microloan | PKR 15,000 - 100,000 | 12 - 18 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | GHS 500 - 5,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Susu Loan | GHS 300 - 30,000 | 6 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microloan | 20.0% annual, Flat | 1 Fee | 0 | None | N/A | 42.6% - 43.1% | 42.6% - 43.1% | 46 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00% annual, Flat | 1 Fee | 1 Ins | None | 25.00% upfront | 62.7% - 65.3% | 108.4% - 114.8% | 28 | ||||||||
| Susu Loan | 32.00% annual, Flat | 1 Fee | 0 Ins | None | 33.33% upfront | 66.5% - 69.9% | 139.1% - 152.3% | 22 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microloan | 20.0% annual, Flat | 1 Fee | 0 | None | N/A | 42.6% - 43.1% | 42.6% - 43.1% | 46 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.00% upfront | 62.7% - 65.3% | 108.4% - 114.8% | 28 | ||||||||
| Susu Loan | 32.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 33.33% upfront | 66.5% - 69.9% | 139.1% - 152.3% | 22 |
| Key Statistics | |
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| % Products using declining balance | |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
