| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.damen-pk.org |
| Year established | 1992 |
| Head of Institution | Ms. Naghma Rashid |
| Regions active | Punjab |
| # Branches | 20 |
| Total Portfolio (nat'l) | PKR 683,062,976 |
| Total Portfolio (USD) | USD 6,970,030.37 |
| Active clients with loans | 35,219 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Pakistan Microfinance Network, Pakistan Poverty Alleviation Fund, Pakistan Center for Philanthropy |
| Funders | Pakistan Poverty Alleviation Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PKR 20,000 - 75,000 | 12 - 18 | 100% | 20% - 40% | Business | Women, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 34.7% annual, Decl Bal | 1 Fee | 0 | None | N/A | 38.4% - 40.2% | 38.4% - 40.2% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 120 |
| AKIBA | 26,900 | 36,852,000 | 4 | 133 |
| BELITA | 5,800 | 492,000 | 1 | 133 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 133 |
| F & K Finance | 0 | 38,000 | 1 | 156 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 116 |
| FMFC | 1,500 | 392,000 | 6 | 133 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 133 |
| Mbinga | 1,000 | 2,986,000 | 3 | 133 |
| MCBL | 3,600 | 2,837,000 | 6 | 133 |
| MDF Tanzania | 600 | 148,000 | 1 | 133 |
| NMB | 45,100 | 74,528,000 | 1 | 133 |
| Opportunity | 8,600 | 3,018,000 | 3 | 133 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 133 |
| PTF | - | N/A | 133 | |
| Selfina | 8,000 | 3,773,000 | 2 | 156 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 133 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 127 |
| Victoria | 100 | 377,000 | 3 | 156 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 156 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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