Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.khushhalibank.com.pk |
Year established | 2000 |
Head of Institution | Muhammad Ghalib Nishtar |
Regions active | Azad Kashmir, Balochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 118 |
Total Portfolio (nat'l) | PKR 12,225,321,747 |
Total Portfolio (USD) | USD 120,052,659.60 |
Active clients with loans | 468,369 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Khushhali Karza - Bullet (Group Based Lending) | PKR 15,000 - 50,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
Khushhali Karza - EMI (Group Based Lending) | PKR 15,000 - 50,000 | 3 - 12 | 20% - 40% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
Khushhali Cash Sahulat Gold-Bullet | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business | Women, Men, Have business | Credit Ins | |||||||
Khushhali Cash Sahulat Land-Bullet | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 0% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
Sarsabz Karobar Bullet | PKR 25,000 - 150,000 | 3 - 6 | 0% - 20% | 20% - 40% | Business, Agriculture | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Khushhali Karza - Bullet (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 29.6% - 36% | 30% - 37.4% | 92 | ||||||||
Khushhali Karza - EMI (Group Based Lending) | 31.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 35.5% - 44.3% | 36.3% - 46.6% | 78 | ||||||||
Khushhali Cash Sahulat Gold-Bullet | 28.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 26.3% - 31% | 26.5% - 31.9% | 97 | ||||||||
Khushhali Cash Sahulat Land-Bullet | 25.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 23.4% - 28.5% | 23.5% - 29.4% | 97 | ||||||||
Sarsabz Karobar Bullet | 25.0% annual, Decl Bal | 1 Fee | 0 Ins | 16.00% fees | N/A | 24.9% - 29.1% | 25.1% - 30% | 95 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 172 |
CEPESIU | 2,000 | 939,000 | 4 | 172 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 172 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 172 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 172 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 172 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 172 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 172 |
COAC San José | 10,400 | 29,133,000 | 5 | 172 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 172 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 172 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 172 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 169 |
CooP VPR | 700 | 1,052,000 | 4 | 172 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 172 |
Credi Fe | 100,900 | 380,039,000 | 4 | 172 |
D^Miro | 36,900 | 27,692,000 | 9 | 165 |
DECOF | 2,200 | 705,000 | 2 | 172 |
Espoir | 62,100 | 21,036,000 | 5 | 172 |
FODEMI | 28,200 | 12,924,000 | 3 | 172 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 172 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 172 |
INSOTEC | 7,000 | 6,047,000 | 4 | 172 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 172 |
ProCredit | 43,800 | 211,941,000 | 2 | 172 |
PS Ambato | 5,600 | 2,771,000 | 1 | 172 |
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