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Institution

Pak Oman Microfinance Bank Limited 2nd Floor, Tower "C", Finance and Trade Centre (FTC), Shahra-e-FaisalKarachi, Sindh
Data approved: 2015-05-11
Data version: 2
Age of data: 112 months

Institution

Rural Bank of Montevista (Davao), Inc. Sobrecary St.Tagum City, Davao del Norte/Region XI8100
Data approved: 2011-11-15
Data version: 1
Age of data: 157 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.pomicro.com
Year established2006
Head of InstitutionMunawar Suleman
Regions activeBalochistan, Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh
# Branches21

Total Portfolio (nat'l)PKR 284,661,818
Total Portfolio (USD)USD 2,795,379.05
Active clients with loans8,529
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionGuillermo P. Torres, Jr.
Regions active
# Branches13

Total Portfolio (nat'l)PhP 272,830,177
Total Portfolio (USD)USD 6,527,037.73
Active clients with loans23,522
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

MEL
5,514 Borrowers
USD 1,887,448 Portfolio
Active Product
MBL
2,074 Borrowers
USD 469,873.41 Portfolio
Active Product
38 Borrowers
USD 3,444.35 Portfolio
Low Volume Product
LSL
903 Borrowers
USD 434,613.29 Portfolio
Low Volume Product
MAL
Retired Product
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

6,398 Borrowers
USD 941,471.91 Portfolio
Active Product
5,558 Borrowers
USD 808,700.86 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Enterprise Loan PKR 20,000 - 150,000 12 - 36 0% - 20% 80% - 100% Business Women, Men, Have business
Micro Business Loan PKR 10,000 - 40,000 12 - 24 20% - 40% 40% - 60% Business Women, Men, Have business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
KUUP PHP 3,000 - 50,000 3 - 12 80% - 100% 60% - 80% Business Women Group Mtgs
PCFC PHP 3,000 - 50,000 3 - 12 80% - 100% 20% - 40% Business Women, Men Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins None N/A 39.5% - 41.3% 39.5% - 41.3% 87
Micro Business Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins None N/A 38.6% - 41.3% 38.6% - 41.3% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
KUUP 18.0%-24.0% annual, Flat 1 Fee 2 Ins 5.25% loan amt 5.0% upfront 5.00% ongoing 53.1% - 98.3% 128.4% - 178% 12
PCFC 18.0%-30.0% annual, Flat 1 Fee 2 Ins None 5.0% upfront 0.38% ongoing 64.2% - 125.3% 136.8% - 190.3% 11

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 39.5% - 41.3% 39.5% - 41.3% 87
Micro Business Loan 35.5%-38.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 38.6% - 41.3% 38.6% - 41.3% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
KUUP 18.0%-24.0% annual, Flat 1 Fee 2 Ins Ins 5.25% loan amt 5.0% upfront 5.00% ongoing 53.1% - 98.3% 128.4% - 178% 12
PCFC 18.0%-30.0% annual, Flat 1 Fee 2 Ins Ins None 5.0% upfront 0.38% ongoing 64.2% - 125.3% 136.8% - 190.3% 11
Institution Price Graph
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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