| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.prsp,org.pk |
| Year established | 1997 |
| Head of Institution | Allah Rakha Assi |
| Regions active | Punjab |
| # Branches | 60 |
| Total Portfolio (nat'l) | PKR 903,792,770 |
| Total Portfolio (USD) | USD 9,222,375.20 |
| Active clients with loans | 72,789 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0 |
| Network affiliations | Pakistan Microfinance Network, RSPN, HRDN |
| Funders | Pakistan Poverty Alleviation Fund, Punjab Government, RSPN |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
| Enterprise Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
| Livestock Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Other, Fattening/Breeding of Sheep, Goat, and other milk animals. | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 22.5% - 23.9% | 22.5% - 23.9% | N/A | ||||||||
| Enterprise Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.7% - 24.7% | 23.7% - 24.7% | N/A | ||||||||
| Livestock Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 21.8% - 23.7% | 21.8% - 23.7% | N/A |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
