2. PRSP
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. COAC MCCH
Please note that the information you are viewing is 172 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Punjab Rural Support Programme 33-Civic Centre, Mustafa TownLahore, Punjab
Data approved: 2013-09-05
Data version: 1
Age of data: 133 months

Institution

Cooperativa de Ahorro y Crédito Maquita Cushunchic Ltda. Av. Cardenal de la Torre S15-111 y AjavíQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 172 months

Product

Livestock Loan Product 3 of 4 « Prev | Next »

Product

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Product Summary

Number borrowers31,917
Loan Amount (range)PKR 15,000 - 40,000
Loan Term (range)6 - 18
Other Services (text summary)Credit Educ, Group Mtgs, Tech Asst Visits, Other Training
Annual Interest & Method20.0% annual, Decl Bal
Fees350.00 upfront 150.00-300.00 upfront
InsuranceNone
TaxNone
Comp DepN/A
Range of pricing 
Interest Price Component18.9% - 19.9%
Fee Component2.7% - 5.0%
Insurance Component0
Tax Component Range0
Full APR (int fee ins tax dep)21.8% - 23.7%
Transparency Index (min/max)0 - N/A
Transparency Index (average)N/A

Product Summary

2,885
USD 80 - 10,000
3 - 36
Credit Ins
15.1% annual, Decl Bal
0.36% upfront
None
None
N/A
 
N/A
15.3% - 15.5% (Int+Fee)
0.3% - 1.3%
0
15.6% - 16.8%
87 - 127
94

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 437,474,719
Portfolio (USD)USD 4,464,027.75
Active Clients with Loans31,917
Approximate % Female Clients40% - 60%
Approximate % Urban Clients0
Methodology
Individual
Solidarity group
Village banking
Self help group
Other
Description
There are 31917 loans outstanding in this sector. This loan is given for Fattering, breeding of sheep & goats, fattering of calves, milk animals like cows & Buffaloes. The repayment mode is monthly, quartely, half yearly & Lump sum.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household financex
OtherFattening/Breeding of Sheep, Goat, and other milk animals.
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visitsx
Business training
Other trainingx
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActivePunjab

Product Details

Key Statistics
Outstanding portfolio (USD)USD 4,508,349
Portfolio (USD)USD 4,508,349
Active Clients with Loans2,885
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito destinado al desarrollo familiar, relacionado con el consumo de bienes y/o servicios. La fuente de repago de este tipo de créditos proviene de un sueldo fijo, jubilación y similares.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried workerx
Must be specific age group
OtherBeneficiario de una jubilación, monte pio o similares.
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 15,000
Maximum loan size40,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,000100%
PKR 25,000-50,0000
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term18.0 months
Approx averageDK
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months70%
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months30%
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 monthsx
Every 12 monthsx
Single end paymentx
Irregular payments

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 80
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term36.0 months
Approx average17.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest20.00%
Highest quoted nominal interest20.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionCIB & DC ChargesBehbood Fund
% of loan amount - min00
% of loan amount - max00
OR, Fixed amount - min350150
Fixed amount - max350300
Reason for variationN/AFirst time loanee pays 150. Subsequent loan is charged 300.
Appears on Repayment Sched?YesYes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Pricing Information

Interest
Lowest quoted nominal interest15.10%
Highest quoted nominal interest15.10%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionSeguro de desgravamen (no es ingreso para la institucio)
% of loan amount - min0.36%
% of loan amount - max0.36%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Livestock Loan samples
Sample 1Sample 2Sample 3
Loan AmountPKR 25,000PKR 25,000PKR 25,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-12-232013-12-232013-12-23
Loan Term (Months)12.0 months12.0 months12.0 months
Grace Period (Months)0.1 months0.0 months0.0 months
Total Cost of CreditPKR 4,310PKR 3,291PKR 3,291
True Price by Comp     
Interest price component19.1%19.9%19.9%
Fee Component2.7%3.8%3.8%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)21.8%23.7%23.7%
Transparency IndexN/AN/AN/A
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF

Full Pricing Data

Desarrollo Familiar samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountUSD 400USD 1,000USD 2,000USD 4,182.35USD 8,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-05-102010-05-202010-05-122010-05-112010-05-12
Loan Term (Months)6.0 months12.0 months18.0 months24.0 months30.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp         
Interest and Fee Component15.5%15.4%15.3%15.3%15.3%
Insurance Component1.3%0.7%0.5%0.4%0.3%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)16.8%16.1%15.8%15.7%15.6%
Transparency Index9094969697
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Livestock Loan Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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