Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.prsp,org.pk |
Year established | 1997 |
Head of Institution | Allah Rakha Assi |
Regions active | Punjab |
# Branches | 60 |
Total Portfolio (nat'l) | PKR 903,792,770 |
Total Portfolio (USD) | USD 9,222,375.20 |
Active clients with loans | 72,789 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0 |
Network affiliations | Pakistan Microfinance Network, RSPN, HRDN |
Funders | Pakistan Poverty Alleviation Fund, Punjab Government, RSPN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
Enterprise Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
Livestock Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Other, Fattening/Breeding of Sheep, Goat, and other milk animals. | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 22.5% - 23.9% | 22.5% - 23.9% | N/A | ||||||||
Enterprise Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.7% - 24.7% | 23.7% - 24.7% | N/A | ||||||||
Livestock Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 21.8% - 23.7% | 21.8% - 23.7% | N/A |
Outstanding portfolio (USD) | USD 29,304 |
Portfolio (USD) | USD 29,304 |
Active Clients with Loans | 15 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 0% - 20% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Adquisición de terrenos para producción. |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | Grupo solidario de mujeres, de hombres, o mixto. |
Other (2) |
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active |
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% Products with compulsory deposits |
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