| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.safcosupport.org |
| Year established | 2009 |
| Head of Institution | Syed Sajjad Ali Shah |
| Regions active | Sindh |
| # Branches | 31 |
| Total Portfolio (nat'l) | PKR 486,359,898 |
| Total Portfolio (USD) | USD 4,776,054.20 |
| Active clients with loans | 46,044 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Pakistan Microfinance Network (PMN), South Asian Microfinanace Network (SAMN), Sindh Microfinance Network (SMN), Banking With The Poor (BWTP) |
| Funders | Pakistan Poverty Alleviation Fund (PPAF), Habib Bank Limited (HBL), MCB Bank Limited, JS Bank Limited |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | PKR 3,000 - 50,000 | 3 - 6 | 40% - 60% | 40% - 60% | Agriculture | Women, Men | Business Training, Refund of principle amount in case of death | |||||||
| Enterprise Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Tech Asst Visits, Business Training, Refund of principle amount in case of death | |||||||
| Live Stock Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men | Tech Asst Visits, Business Training, Refund of principle amount in case of death |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 29.2% | 29.2% | 75 | ||||||||
| Enterprise Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 45% | 45% | 49 | ||||||||
| Live Stock Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 44.9% - 53% | 44.9% - 53% | 47 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 120 |
| AKIBA | 26,900 | 36,852,000 | 4 | 133 |
| BELITA | 5,800 | 492,000 | 1 | 133 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 133 |
| F & K Finance | 0 | 38,000 | 1 | 156 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 116 |
| FMFC | 1,500 | 392,000 | 6 | 133 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 133 |
| Mbinga | 1,000 | 2,986,000 | 3 | 133 |
| MCBL | 3,600 | 2,837,000 | 6 | 133 |
| MDF Tanzania | 600 | 148,000 | 1 | 133 |
| NMB | 45,100 | 74,528,000 | 1 | 133 |
| Opportunity | 8,600 | 3,018,000 | 3 | 133 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 133 |
| PTF | - | N/A | 133 | |
| Selfina | 8,000 | 3,773,000 | 2 | 156 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 133 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 127 |
| Victoria | 100 | 377,000 | 3 | 156 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 156 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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