2. SRSO
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Institution

Sindh Rural Support Organization SRSO Complex, Near Taj Petroleum Pump, Shikarpur Road, SukkurSukkur, Sindh65200
Data approved: 2015-04-30
Data version: 2
Age of data: 114 months
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Product

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Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 458,129,334
Portfolio (USD)USD 4,498,830.06
Active Clients with Loans25,349
Approximate % Female Clients80%
Approximate % Urban Clients0
Methodology
Individual
Solidarity group
Village banking
Self help group
Other
Description
Agri- Inputs loans for farmers to utilized their land and cultivating disfferent crops I;e. cotton, wheat, rice & sugarcane.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visitsx
Business trainingx
Other trainingx
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveSindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 10,000
Maximum loan size35,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0005%
PKR 10,000-25,00080%
PKR 25,000-50,00015%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term8.0 months
Approx average6.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months20%
Between 7 and 9 months80%
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0.3 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 monthsx
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest28.00%
Highest quoted nominal interest28.00%
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionProcessing fee
% of loan amount - min00
% of loan amount - max00
OR, Fixed amount - min4500
Fixed amount - max4500
Reason for variationN/A
Appears on Repayment Sched?YesNo
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionCredit Insurance
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min150
Fixed amount - max150
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Agri- Inputs samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 10,000 Real 2015-05-01 5.9 months N/A PKR 1,980.82 38.8% 26.2% 9.4% 3.2% 0.0% 0.0% 72 PDF PDF
PKR 10,000 Generated 2015-05-01 5.9 months N/A PKR 1,980.82 38.8% 26.2% 9.4% 3.2% 0.0% 0.0% 72 - PDF
PKR 15,000 Real 2015-05-01 5.9 months N/A PKR 2,671.23 34.5% 26.2% 6.2% 2.1% 0.0% 0.0% 81 PDF PDF
PKR 15,000 Generated 2015-05-01 5.9 months N/A PKR 2,671.23 34.5% 26.2% 6.2% 2.1% 0.0% 0.0% 81 - PDF
PKR 18,000 Generated 2015-05-01 5.9 months N/A PKR 3,085.48 33.1% 26.2% 5.2% 1.7% 0.0% 0.0% 85 - PDF
PKR 20,000 Generated 2015-05-01 5.9 months N/A PKR 3,361.64 32.4% 26.2% 4.7% 1.5% 0.0% 0.0% 86 - PDF
PKR 22,000 Generated 2015-05-01 5.9 months N/A PKR 3,637.81 31.8% 26.2% 4.2% 1.4% 0.0% 0.0% 88 - PDF
PKR 23,000 Generated 2015-05-01 5.9 months N/A PKR 3,775.89 31.6% 26.2% 4.0% 1.4% 0.0% 0.0% 89 - PDF
PKR 30,000 Generated 2015-05-01 5.9 months N/A PKR 4,742.47 30.3% 26.2% 3.1% 1.0% 0.0% 0.0% 92 - PDF
PKR 35,000 Generated 2015-05-01 5.9 months N/A PKR 5,432.88 29.7% 26.2% 2.7% 0.8% 0.0% 0.0% 94 - PDF
Agri- Inputs Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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