Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.srso.org.pk |
Year established | 2003 |
Head of Institution | Mr. Mohammad Dital Kalhoro |
Regions active | Sindh |
# Branches | 50 |
Total Portfolio (nat'l) | PKR 791,787,630 |
Total Portfolio (USD) | USD 7,775,354.53 |
Active clients with loans | 51,175 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Rural Support Programmes Network, National Rural Support Programme, Pakistan Microfinance Network |
Funders | Government of Sindh, Pakistan Poverty Alleviation Fund, First Women Bank |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2003 |
Head of Institution | JOSE SANTOS CHANGO UÑOG |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | USD 16,830,803 |
Total Portfolio (USD) | USD 16,830,803 |
Active clients with loans | 5,308 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri- Inputs | PKR 10,000 - 35,000 | 4 - 8 | 80% | 0% | Business, Agriculture | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Livestock | PKR 10,000 - 25,000 | 6 - 9 | 80% - 100% | 0% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Enterprise | PKR 10,000 - 50,000 | 12 | 80% - 100% | 100% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | USD 200 - 20,000 | 2 - 30 | 20% - 40% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women, Men | Credit Educ | |||||||
Microcredito | USD 400 - 50,000 | 4 - 30 | 0% - 20% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women, Men | Credit Educ |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri- Inputs | 28.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 28.9% - 35.6% | 29.7% - 38.8% | 84 | ||||||||
Livestock | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.1% - 35.6% | 31.4% - 38.8% | 82 | ||||||||
Enterprise | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.8% - 24.9% | 21.2% - 26.6% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 15.2%-18.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront | 13.3% - 15.4% | 15.7% - 18.3% | 87 | ||||||||
Microcredito | 18.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront | 15.4% - 23.1% | 18.2% - 27.1% | 77 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri- Inputs | 28.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 28.9% - 35.6% | 29.7% - 38.8% | 84 | ||||||||
Livestock | 28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 30.1% - 35.6% | 31.4% - 38.8% | 82 | ||||||||
Enterprise | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 20.8% - 24.9% | 21.2% - 26.6% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Consumo | 15.2%-18.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.0% upfront | 13.3% - 15.4% | 15.7% - 18.3% | 87 | ||||||||
Microcredito | 18.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.0% upfront | 15.4% - 23.1% | 18.2% - 27.1% | 77 |
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