2. SRSO
Please note that the information you are viewing is 115 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. INSOTEC
Please note that the information you are viewing is 172 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sindh Rural Support Organization SRSO Complex, Near Taj Petroleum Pump, Shikarpur Road, SukkurSukkur, Sindh65200
Data approved: 2015-04-30
Data version: 2
Age of data: 115 months
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Institution

INSOTEC Juan León Mera N24-12 y WilsonQuito, Pichincha
Data approved: 2010-11-08
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.srso.org.pk
Year established2003
Head of InstitutionMr. Mohammad Dital Kalhoro
Regions activeSindh
# Branches50

Total Portfolio (nat'l)PKR 791,787,630
Total Portfolio (USD)USD 7,775,354.53
Active clients with loans51,175
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Support Programmes Network, National Rural Support Programme, Pakistan Microfinance Network
FundersGovernment of Sindh, Pakistan Poverty Alleviation Fund, First Women Bank

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.insotec-ec.com/
Year established1980
Head of InstitutionJosé Lanusse
Regions active
# Branches4

Total Portfolio (nat'l)USD 6,252,818
Total Portfolio (USD)USD 6,252,818
Active clients with loans7,244
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsRed Financiera Rural
FundersSISTEMA NACIONAL MICROFINANZAS, SYMBIOTICS, TRIODOS, ETIMOS

Loan Products » Summary

Agri Inputs
25,349 Borrowers
USD 4,498,830.06 Portfolio
Active Product
Livestock
6,106 Borrowers
USD 910,653.86 Portfolio
Active Product
Enterprise
19,720 Borrowers
USD 2,365,870.61 Portfolio
Active Product

Loan Products » Summary

CrediAgro
3,966 Borrowers
USD 3,443,769.36 Portfolio
Active Product
CrediSimple
2,808 Borrowers
USD 2,504,087.79 Portfolio
Active Product
Emergente
58 Borrowers
USD 26,695.01 Portfolio
Active Product
SINCO
172 Borrowers
USD 73,328.71 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agri- Inputs PKR 10,000 - 35,000 4 - 8 80% 0% Business, Agriculture Women Group Mtgs, Tech Asst Visits, Business Training, Other Training
Livestock PKR 10,000 - 25,000 6 - 9 80% - 100% 0% Business Women Group Mtgs, Tech Asst Visits, Business Training, Other Training
Enterprise PKR 10,000 - 50,000 12 80% - 100% 100% Business Women Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
CrediAgro USD 300 - 10,000 4 - 30 40% - 60% 0% - 20% Business, Mejora Local Women, Men, Have business Credit Ins
CrediSimple USD 300 - 10,000 4 - 30 40% - 60% 60% - 80% Business, Solo para capital de Trabajo, Activo Fijo,Mejora Local Women, Men, Have business Credit Ins
Emergente USD 250 - 1,800 3 - 5 20% - 40% 0% - 20% Business, Other, Usar solo para capital de trabajo Women, Men, Have business, Have home or land Credit Ins
SINCO USD 300 - 1,000 3 - 8 40% - 60% 20% - 40% Business, Usar solo para capital de trabajo Women, Men, Have business, Have home or land, Propietario de Terreno Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri- Inputs 28.0% annual, Decl Bal 2 Fees 1 Ins None N/A 28.9% - 35.6% 29.7% - 38.8% 84
Livestock 28.0% annual, Decl Bal 1 Fee 1 Ins None N/A 30.1% - 35.6% 31.4% - 38.8% 82
Enterprise 20.0% annual, Flat 1 Fee 1 Ins None N/A 20.8% - 24.9% 21.2% - 26.6% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri- Inputs 28.0% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 28.9% - 35.6% 29.7% - 38.8% 84
Livestock 28.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 30.1% - 35.6% 31.4% - 38.8% 82
Enterprise 20.0% annual, Flat 1 Fee 1 Ins Ins None N/A 20.8% - 24.9% 21.2% - 26.6% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
CrediAgro 22.3%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 24.8% - 27.3% 28% - 30.5% 75
CrediSimple 24.5%-29.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 24.8% - 27.3% 28.1% - 30.4% 83
Emergente 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.2% - 27.3% 30% - 30.3% 81
SINCO 24.5%-26.9% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 27.2% - 27.3% 30.3% - 30.4% 80
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