2. TMFB
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  2. Satin
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tameer Microfinance Bank A-15, Block 7/8 KCHS Union, Karachi 75350, PakistanKarachi75350
Data approved: 2013-06-05
Data version: 1
Age of data: -   months 
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Institution

Satin Creditcare Network Ltd Satin Creditcare Network ltd ,5th Floor,Kundan BhawanAzadpur Commercial complex ,AzadpurDelhiPO Box 110033
Data approved: 2013-03-11
Data version: 2
Age of data: 134 months
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.tameerbank.com
Year established2005
Head of InstitutionNadeem Hussain (CEO & President)
Regions activeBalochistan, Khyber Pakhtunkwa, Punjab, Sindh
# Branches115 (inclusive of Financial Centres & Community Centres)

Total Portfolio (nat'l)PKR 6,960,000,000
Total Portfolio (USD)USD 71,020,408.16
Active clients with loans160,336
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsPakistan Micro Finance Network
FundersCGAP, DFID

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.satincreditcare.com/
Year established1990
Head of InstitutionH P Singh
Regions activeBihar, Haryana, Madhya PradeshPunjab, Uttar Pradesh, Uttarakhand, Chandigarh, National Capital Territory of Delhi
# Branches158

Total Portfolio (nat'l)INR 4,779,248,793
Total Portfolio (USD)USD 90,174,505.53
Active clients with loans428,995
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sa-Dhan

Loan Products » Summary

Sarmaya
82,561 Borrowers
USD 59,766,218.82 Portfolio
Active Product
Karobar
31,428 Borrowers
USD 5,405,434.46 Portfolio
Active Product
Livestock
348 Borrowers
USD 278,276.35 Portfolio
Active Product
Group
43,136 Borrowers
USD 4,597,445.19 Portfolio
Active Product
Motorbike
501 Borrowers
USD 140,155.67 Portfolio
Active Product
Housing
2,050 Borrowers
USD 1,696,102.26 Portfolio
Active Product
Salary
5,256 Borrowers
USD 953,930.81 Portfolio
Active Product

Loan Products » Summary

Urban
49,637 Borrowers
USD 17,306,701.11 Portfolio
Active Product
Rural
355,974 Borrowers
USD 72,867,804.42 Portfolio
Active Product
Income Generation Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Tameer Sarmaya Qarza (TSQ) PKR 10,000 - 150,000 3 - 12 20% - 40% 20% - 40% Business, Agriculture, Other Women, Men Credit Ins
Karobar Loan PKR 10,000 - 125,000 6 - 18 0% - 20% 60% - 80% Business Women, Men, Have business
Livestock Financing PKR 50,000 - 400,000 6 - 24 0% 100% Business Women, Men, Have business
Group Loan PKR 15,000 - 25,000 6 - 12 60% - 80% 60% - 80% Business Women, Men
Motorbike Financing PKR 25,000 - 79,200 12 - 24 0% 100% Business, Consumer Men Credit Ins
House Finance PKR 20,000 - 450,000 24 - 60 0% 100% Housing, Consumer Women, Men, Have home or land Credit Ins
Salary Loan PKR 10,000 - 150,000 12 - 18 0% - 20% 100% Consumer, Other Women, Men, Salaried worker

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan - Urban INR 20,000 - 50,000 12 - 30 0% - 20% 80% - 100% Business Women, Men, Have business, Med HH Inc, Urban HH Credit Educ
Income Generation Loan (Rural) INR 8,000 - 25,000 15 - 26 80% - 100% 0% - 20% Business Women, Have business, Have home or land, Low HH Inc, Rural HH Credit Educ, Group Mtgs, Credit Education, Financial Literacy Training. , Group Meeting

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Tameer Sarmaya Qarza (TSQ) 27.0%-33.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 27.8% - 41.2% 28% - 42.9% N/A
Karobar Loan 21.0%-25.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 40.4% - 47.4% 41% - 49% N/A
Livestock Financing 23.0%-30.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 40.4% - 42.3% 40.5% - 42.7% N/A
Group Loan 21.0% annual, Flat 1 Fee 0 Ins 16.00% fees 5.0%-10.0% upfront 39.8% - 43.8% 46.9% - 48.3% N/A
Motorbike Financing 28.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 39.3% - 49.4% 39.9% - 49.7% N/A
House Finance 19.0%-20.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 32.3% - 42.8% 32.4% - 43.6% N/A
Salary Loan 18.0% annual, Flat 1 Fee 0 Ins 16.00% fees N/A 33.3% - 42.7% 33.4% - 44.2% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan - Urban 22.3% - 23.5% 22.3% - 23.5% 22.3% - 23.5% Yes Yes Yes 100
Income Generation Loan (Rural) 25.8% - 27.9% 26.9% - 29.6% 29.6% - 32.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan - Urban 22.0%-26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.3% - 23.5% 22.3% - 23.5% 95
Income Generation Loan (Rural) 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.9% - 29.6% 29.6% - 32.3% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Tameer Sarmaya Qarza (TSQ) 27.0%-33.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 27.8% - 41.2% 28% - 42.9% N/A
Karobar Loan 21.0%-25.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 40.4% - 47.4% 41% - 49% N/A
Livestock Financing 23.0%-30.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 40.4% - 42.3% 40.5% - 42.7% N/A
Group Loan 21.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees 5.0%-10.0% upfront 39.8% - 43.8% 46.9% - 48.3% N/A
Motorbike Financing 28.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 39.3% - 49.4% 39.9% - 49.7% N/A
House Finance 19.0%-20.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 32.3% - 42.8% 32.4% - 43.6% N/A
Salary Loan 18.0% annual, Flat 1 Fee 0 Ins Ins 16.00% fees N/A 33.3% - 42.7% 33.4% - 44.2% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan - Urban 22.3% - 23.5% 22.3% - 23.5% 22.3% - 23.5% Yes Yes Yes 100
Income Generation Loan (Rural) 25.8% - 27.9% 26.9% - 29.6% 29.6% - 32.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan - Urban 22.0%-26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.3% - 23.5% 22.3% - 23.5% 95
Income Generation Loan (Rural) 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.9% - 29.6% 29.6% - 32.3% 79
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