2. TRDP
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Thardeep Rural Development Programme Near Dargah Hussain Shah Siran, MithiTharparkar, Sindh69230
Data approved: 2015-05-12
Data version: 2
Age of data: 113 months
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Product

Livestock Loans Product 2 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 613,733,322
Portfolio (USD)USD 6,026,861.22
Active Clients with Loans37,817
Approximate % Female Clients40% - 60%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity group
Village banking
Self help group
Other
Description
this product is offered for livestock rearing and livestock trading. The produst aims to increase productivity and profiblity in livestock sector.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherLivestock
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurance
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Othermust have livestock or want to purchase livestock
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveSindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 5,000
Maximum loan size70,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,00070%
PKR 25,000-50,00020%
PKR 50,000-75,00010%
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx averageDK
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months10%
Between 7 and 9 months10%
Between 10 and 12 months80%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period0.3 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterlyx
Every 6 monthsx
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest18.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionDocumentation Fee
% of loan amount - min2.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionHealth and Accidental Insurance
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min125
Fixed amount - max125
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Livestock Loans samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 10,000 Generated 2015-06-01 11.8 months N/A PKR 2,100.34 19.9% 16.6% 2.0% 1.3% 0.0% 0.0% 90 - PDF
PKR 13,000 Generated 2015-06-01 11.8 months N/A PKR 2,692.95 19.6% 16.6% 2.0% 1.0% 0.0% 0.0% 92 - PDF
PKR 15,000 Generated 2015-06-01 11.8 months N/A PKR 3,088.01 19.5% 16.6% 2.0% 0.9% 0.0% 0.0% 92 - PDF
PKR 18,000 Generated 2015-06-01 11.8 months N/A PKR 3,680.62 19.3% 16.6% 2.0% 0.7% 0.0% 0.0% 93 - PDF
PKR 23,000 Generated 2015-06-01 11.8 months N/A PKR 4,668.29 19.2% 16.6% 2.0% 0.6% 0.0% 0.0% 94 - PDF
PKR 30,000 Generated 2015-06-01 8.9 months N/A PKR 4,719.52 20.2% 16.9% 2.7% 0.6% 0.0% 0.0% 89 - PDF
PKR 45,000 Generated 2015-06-01 11.8 months N/A PKR 9,014.04 18.9% 16.6% 2.0% 0.3% 0.0% 0.0% 95 - PDF
PKR 60,000 Generated 2015-06-01 5.9 months N/A PKR 6,651.03 21.8% 17.2% 4.1% 0.5% 0.0% 0.0% 83 - PDF
Livestock Loans Price Graphs


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  2. Urwego

Institution

Urwego Opportunity Bank Plot 1230 NyarugengeAvenue de la PaixKigaliPO Box 748
Data approved: 2012-09-27
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.uob.rw/
Year established1997
Head of InstitutionJeffrey J. Lee
Regions activeBugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza
# Branches36

Total Portfolio (nat'l)RWF 9,342,142,670
Total Portfolio (USD)USD 14,597,097.92
Active clients with loans41,246
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsOpportunity International, Hope International, World Relief
FundersMasterCard Foundation, Gates Foundation, Credit Suisse, European Union

Loan Products » Summary

Adv CB
7,933 Borrowers
USD 8,128,174.48 Portfolio
Active Product
Community
34,286 Borrowers
USD 11,526,115.84 Portfolio
Active Product
Idv Business
1,184 Borrowers
USD 4,832,015.35 Portfolio
Active Product
Sol Grp
489 Borrowers
USD 756,359.38 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Advanced Community Banking RWF 250,000 - 3,000,000 4 - 12 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Community Banking RWF 30,000 - 1,500,000 4 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Micro Individual/Business Loan RWF 250,000 - 60,000,000 4 - 60 40% - 60% 80% - 100% Business, Consumer Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
New Solidarity Group RWF 250,000 - 6,000,000 4 - 24 60% - 80% 80% - 100% Business, Consumer, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 30.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 10.00% ongoing 52.7% - 53% 70.6% - 72.9% 41
Community Banking 30.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 10.00% ongoing 57.4% 76.8% 39
Micro Individual/Business Loan 18.0%-24.0% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 21.9% - 27.6% 22.6% - 30.7% 71
New Solidarity Group 24.0% annual, Flat 1 Fee 1 Ins 18.00% fees 15.0% upfront 15.00% ongoing 43.9% - 45.1% 69.5% - 74.5% 33
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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