2. TRDP
Please note that the information you are viewing is 115 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Credi Fe
Please note that the information you are viewing is 172 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Thardeep Rural Development Programme Near Dargah Hussain Shah Siran, MithiTharparkar, Sindh69230
Data approved: 2015-05-12
Data version: 2
Age of data: 115 months
Choose version

Institution

Credi Fe Desarrollo Microempresarial S.A Francisco Robles 411 y 6 de DiciembreQuito, Pichincha28034
Data approved: 2011-11-01
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.thardeep.org
Year established1998
Head of InstitutionMs. Parsa Pathani
Regions activeSindh
# Branches151

Total Portfolio (nat'l)PKR 1,407,060,752
Total Portfolio (USD)USD 13,817,336.58
Active clients with loans100,001
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsPakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority
FundersPakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.credife.com/
Year established1999
Head of InstitutionPaul Alejandro Arias
Regions active
# Branches117

Total Portfolio (nat'l)USD 397,135,164
Total Portfolio (USD)USD 397,135,164
Active clients with loans106,185
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsAccion Internacional, Red Financiera Rural
FundersBanco Pichincha C.A

Loan Products » Summary

Enterprise
53,920 Borrowers
USD 6,236,235.32 Portfolio
Active Product
Livestock
37,817 Borrowers
USD 6,026,861.22 Portfolio
Active Product
Agriculture
8,264 Borrowers
USD 1,554,240.05 Portfolio
Active Product

Loan Products » Summary

Consumo
5,627 Borrowers
USD 20,387,951 Portfolio
Active Product
Vivienda
865 Borrowers
USD 4,964,256 Portfolio
Active Product
Activo Fijo
5,271 Borrowers
USD 58,261,946 Portfolio
Active Product
Trabajo
89,194 Borrowers
USD 296,425,310 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Enterprise Loans PKR 5,000 - 100,000 3 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Business Training
Livestock Loans PKR 5,000 - 70,000 6 - 12 40% - 60% 0% - 20% Business, Livestock Women, Men, must have livestock or want to purchase livestock Credit Educ, Business Training
Agriculture Loans PKR 5,000 - 40,000 4 - 8 0% - 20% 0% Agriculture Men, Have home or land Credit Educ

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 300 - 10,000 2 - 24 40% - 60% 60% - 80% Any Purpose Women, Men, Have business Credit Ins
Credito Mejoramiento de Vivienda USD 1,000 - 20,000 3 - 60 40% - 60% 60% - 80% Housing Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución Credit Ins
Credito para Activo Fijo USD 500 - 20,000 3 - 36 40% - 60% 60% - 80% Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales Women, Men, Have business, Al menos 24 meses de experiencia en su actividad Credit Ins, Tech Asst Visits
Credito para Capital de Trabajo USD 300 - 20,000 2 - 24 40% - 60% 60% - 80% Business, Housing Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loans 18.0% annual, Flat 1 Fee 1 Ins None N/A 34.4% - 35.6% 35.1% - 37.6% 49
Livestock Loans 18.0% annual, Flat 1 Fee 1 Ins None N/A 18.6% - 21.3% 18.9% - 21.8% 91
Agriculture Loans 18.0% annual, Flat 1 Fee 1 Ins None N/A 20.1% - 21.3% 20.6% - 24% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 24.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.9% - 26.8% 23.5% - 27.5% 98
Credito Mejoramiento de Vivienda 10.9%-26.9% annual, Decl Bal 0 Fees 2 Ins None N/A 10.8% - 27.3% 11.4% - 27.9% 67
Credito para Activo Fijo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
Credito para Capital de Trabajo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Enterprise Loans 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 34.4% - 35.6% 35.1% - 37.6% 49
Livestock Loans 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 18.6% - 21.3% 18.9% - 21.8% 91
Agriculture Loans 18.0% annual, Flat 1 Fee 1 Ins Ins None N/A 20.1% - 21.3% 20.6% - 24% 80

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 24.5%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.9% - 26.8% 23.5% - 27.5% 98
Credito Mejoramiento de Vivienda 10.9%-26.9% annual, Decl Bal 0 Fees 2 Ins Ins None N/A 10.8% - 27.3% 11.4% - 27.9% 67
Credito para Activo Fijo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
Credito para Capital de Trabajo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞