Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.thardeep.org |
Year established | 1998 |
Head of Institution | Ms. Parsa Pathani |
Regions active | Sindh |
# Branches | 151 |
Total Portfolio (nat'l) | PKR 1,407,060,752 |
Total Portfolio (USD) | USD 13,817,336.58 |
Active clients with loans | 100,001 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority |
Funders | Pakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.uob.rw/ |
Year established | 1997 |
Head of Institution | Jeffrey J. Lee |
Regions active | Bugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza |
# Branches | 36 |
Total Portfolio (nat'l) | RWF 9,342,142,670 |
Total Portfolio (USD) | USD 14,597,097.92 |
Active clients with loans | 41,246 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Opportunity International, Hope International, World Relief |
Funders | MasterCard Foundation, Gates Foundation, Credit Suisse, European Union |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | PKR 5,000 - 100,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
Livestock Loans | PKR 5,000 - 70,000 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Livestock | Women, Men, must have livestock or want to purchase livestock | Credit Educ, Business Training | |||||||
Agriculture Loans | PKR 5,000 - 40,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Men, Have home or land | Credit Educ |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | RWF 250,000 - 3,000,000 | 4 - 12 | 80% - 100% | 40% - 60% | Business, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Community Banking | RWF 30,000 - 1,500,000 | 4 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Micro Individual/Business Loan | RWF 250,000 - 60,000,000 | 4 - 60 | 40% - 60% | 80% - 100% | Business, Consumer | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
New Solidarity Group | RWF 250,000 - 6,000,000 | 4 - 24 | 60% - 80% | 80% - 100% | Business, Consumer, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | 30.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront 10.00% ongoing | 52.7% - 53% | 70.6% - 72.9% | 41 | ||||||||
Community Banking | 30.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront 10.00% ongoing | 57.4% | 76.8% | 39 | ||||||||
Micro Individual/Business Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 21.9% - 27.6% | 22.6% - 30.7% | 71 | ||||||||
New Solidarity Group | 24.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 15.0% upfront 15.00% ongoing | 43.9% - 45.1% | 69.5% - 74.5% | 33 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 10.0% upfront 10.00% ongoing | 52.7% - 53% | 70.6% - 72.9% | 41 | ||||||||
Community Banking | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 10.0% upfront 10.00% ongoing | 57.4% | 76.8% | 39 | ||||||||
Micro Individual/Business Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 21.9% - 27.6% | 22.6% - 30.7% | 71 | ||||||||
New Solidarity Group | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | 15.0% upfront 15.00% ongoing | 43.9% - 45.1% | 69.5% - 74.5% | 33 |
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