2. AMRDO
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Al-Mehran Rural Development Organization Banglow No. 16-A, Prince Town Phase IIBehind Naitonal Bank, Main Wadhu wah road, QasimabadHyderabad, Sindh
Data approved: 2015-05-12
Data version: 2
Age of data: 113 months
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Product

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Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 80,158,167
Portfolio (USD)USD 787,153.20
Active Clients with Loans12,388
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Methodology
Individual
Solidarity group
Village banking
Self help group
Other
Description
Micro Credit Enterprise loans offered for micro enterprise development of the existing businesses.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveSindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 3,000
Maximum loan size75,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0005%
PKR 10,000-25,00090%
PKR 25,000-50,0005%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term12.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest22.00%
Highest quoted nominal interest22.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionRegistration FeeEmergency Fund Fee
% of loan amount - min3.00%2.00%
% of loan amount - max3.00%2.00%
OR, Fixed amount - min00
Fixed amount - max00
Reason for variationRegistration fee is charged @ 3% of disbursment amount.Emergency Fund Fee is charged @ 2% of disbursement amount.
Appears on Repayment Sched?NoNo
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

MC Enterprise samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 25,000 Real 2015-02-01 12.0 months N/A PKR 6,750 48.5% 38.2% 10.3% 0.0% 0.0% 0.0% 45 PDF PDF
PKR 25,000 Generated 2015-06-01 12.0 months N/A PKR 6,765.07 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
PKR 10,000 Real 2015-03-01 12.0 months N/A PKR 2,700 47.8% 37.7% 10.1% 0.0% 0.0% 0.0% 46 PDF PDF
PKR 10,000 Generated 2015-06-01 12.0 months N/A PKR 2,706.03 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
PKR 10,000 Generated 2015-06-01 12.0 months N/A PKR 2,706.03 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
PKR 15,000 Generated 2015-06-01 12.0 months N/A PKR 4,059.04 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
PKR 20,000 Generated 2015-06-01 12.0 months N/A PKR 5,412.05 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
PKR 22,000 Generated 2015-06-01 12.0 months N/A PKR 5,953.26 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
PKR 25,000 Generated 2015-06-01 12.0 months N/A PKR 6,765.07 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
PKR 60,000 Generated 2015-06-01 12.0 months N/A PKR 16,236.16 47.9% 37.8% 10.1% 0.0% 0.0% 0.0% 46 - PDF
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  2. Duterimbere
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Duterimbere - IMF Head OfficeKigaliPO Box 6719
Data approved: 2012-09-27
Data version: 2
Age of data: 143 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.duterimbere-IMF.com
Year established2004
Head of InstitutionDelphin Ngamije
Regions activeBurera, Gakenke, Gasabo, Gatsibo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngororero, Nyabihu, Nyagatare, Nyanza, Nyarugenge, Rubavu
# Branches17

Total Portfolio (nat'l)RWF 2,793,628,305
Total Portfolio (USD)USD 4,365,044.23
Active clients with loans6,607
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsAMIR, Terrafina, AMT
FundersTrovaire, International Alert, Oxfam GB, PDRCIU

Loan Products » Summary

Agric Ln
2,500 Borrowers
USD 345,280.53 Portfolio
Active Product
Credit Femme
2,357 Borrowers
USD 3,503,704.68 Portfolio
Active Product
Grp Sol Com
1,750 Borrowers
USD 243,248.29 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 100,000 - 2,500,000 12 60% - 80% 0% - 20% Business Women, Men Credit Educ, Tech Asst Visits, Business Training
Credit Femme Entrepreneur Loan RWF 600,000 - 10,000,000 3 - 36 60% - 80% 0% - 20% Business Women, Men, Have business Tech Asst Visits, Business Training
Group Solidaire Commerce Loan RWF 100,000 - 2,500,000 6 - 8 60% - 80% 0% - 20% Business Women, Men, Have business Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00% annual, Flat 1 Fee 0 Ins 18.00% fees 20.00% upfront 35.4% - 35.6% 52% - 52.3% 46
Credit Femme Entrepreneur Loan 15.00% annual, Flat 1 Fee 1 Ins 18.00% fees N/A 27.2% - 28.1% 27.9% - 28.9% 52
Group Solidaire Commerce Loan 24.00% annual, Flat 1 Fee 0 Ins 18.00% fees 20.00% upfront 46% - 49.8% 78.9% - 85.4% 29
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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