Outstanding portfolio (PKR) | PKR 16,794,865 |
Portfolio (USD) | USD 164,925.57 |
Active Clients with Loans | 487 |
Approximate % Female Clients | N/A |
Approximate % Urban Clients | N/A |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 1 |
# Regions for this product | N/A |
Regions Active |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1999 |
Head of Institution | Gildo Santos Lucas |
Regions active | 0 |
# Branches | 9 |
Total Portfolio (nat'l) | MT 151,488,503 |
Total Portfolio (USD) | USD 4,886,725.90 |
Active clients with loans | 9,731 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMOMIF |
Funders | Oikocredit, Funda??·o da Caixa da Catalunha, Instituto de Credito Oficial, Etimos |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito a Economica | MZN 500 - 1,400,000 | 1 - 24 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business | ||||||||
Credito ao Consumo | MZN 1,000 - 3,000,000 | 12 - 24 | 0% - 20% | 40% - 60% | Consumer | Women, Men, Salaried worker |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito a Economica | 60.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Credito ao Consumo | 36.0%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
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Loan Portfolio (USD) | |
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% Products with one or more insurances | |
% Products with compulsory deposits |
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